124 Winners Cir, Georgetown, KY 40324 Property Records

Scott County property record for 124 Winners Cir, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,573 sqft · built 2003
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (May 2022)
Tax Bill	$2,265 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`165-20-124.000`

Property Details

APN / Parcel Number

Primary APN	`165-20-124.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,573 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	124 WINNERS CIR
City	GEORGETOWN
State	KY
Zip	40324-9679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE PADDOCKS
Legal Subdivision	THE PADDOCKS
Legal Lot Number	13
Legal Unit	6A
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2014
Census Tract	40607

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	124 WINNERS CIR, GEORGETOWN, KY 40324-9679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed, Transfer · Conventional Mortgage PEOPLES EXCHANGE BANK
Sep 30, 2020	Intrafamily Transfer, Transfer · FHA Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2022 · Amount on Record
Deed Sale	May 12, 2022 · Amount on Record
Prior Sale	Sep 30, 2020
Deed Document Number	2022454332
Deed Book / Page	433 / 477
Prior Transfer Date	Sep 11, 2020
Prior Transfer Doc	D418/70
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	May 12, 2022
Property Address	124 WINNERS CIR, GEORGETOWN, KY 40324-9679
Document Number	00D433/477
Book / Page	D433 / 477
Map Reference	CAB 7 SL 236
Instrument Date	May 11, 2022
Instrument	454332
Transaction Type	Transfer
Record Updated	May 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	142 DEER RUN BLVD, 142, GEORGETOWN, KY 40324-7000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 WINNERS CIRCLE, CYNTHIANA, KY 41031

Mortgage

Document Number	0000454333
Date	May 12, 2022
Instrument	454333

Lender

Name	PEOPLES EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT KY
Recording Date	Sep 30, 2020
Property Address	124 WINNERS CIR, GEORGETOWN, KY 40324-9679
Document Number	D418/70
Book / Page	D418 / 70
Map Reference	CAB 7 SL 236
Instrument Date	Sep 11, 2020
Instrument	422230
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 WINNERS CIR, GEORGETOWN, KY 40324-9679

Mortgage

Document Number	422231
Date	Sep 30, 2020
Instrument	422231

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,400 (-)	$254,400 (-)
2025	$2,265.00 (+1.98%)	$254,400 (+3.84%)	$254,400 (+3.84%)
2023	$2,221.00 (+28.01%)	$245,000 (+22.5%) Land $37,500 Building $207,500	$245,000 (+22.5%) Land $37,500 Building $207,500
2022	$1,735.00	$200,000 Land $35,000 Building $165,000	$200,000 Land $35,000 Building $165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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