117 Winners Cir, Georgetown, KY 40324 Property Records

Scott County property record for 117 Winners Cir, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,374 sqft · built 2003
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Trust Names on File
Last Sale	$339,200 (Jul 2025)
Tax Bill	$1,932 (2025)
Deeds & Mortgages	Jul 2026 Transfer Feb 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`165-20-169.000`

Property Details

APN / Parcel Number

Primary APN	`165-20-169.000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,374 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Foundation Type	Block
Lot Area	6,621 sqft (0.152 acres)
Garage Type	Attached
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	117 WINNERS CIR
City	GEORGETOWN
State	KY
Zip	40324-9679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE PADDOCKS
Legal Subdivision	THE PADDOCKS
Legal Lot Number	18
Legal Unit	6A
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2014
Census Tract	40607

Owner

117 Winners Cir is owner-occupied and held in a trust since July 2026.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	117 WINNERS CIR, GEORGETOWN, KY 40324-9679
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Feb 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNIFY FINANCIAL FCU
Aug 17, 2023	Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO
Jul 31, 2019	Deed, Transfer · Conventional Mortgage STOCKTO MORTGAGE CORPOTION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2025 · Amount on File
Deed Sale	Jul 14, 2025 · Amount on File
Prior Sale	Jul 31, 2019 · Amount on File
Deed Document Number	2025547868
Deed Book / Page	458 / 691
Last Transfer Date	Jul 17, 2026
Transfer Doc	0000595078
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCOTT KY
Recording Date	Jul 17, 2026
Property Address	117 WINNERS CIR, GEORGETOWN, KY 40324-9679
Document Number	0000595078
Book / Page	467 / 392
Instrument Date	Jul 17, 2026
Instrument	2026595078
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	117 WINNERS CIR, GEORGETOWN, KY 40324-9679

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	117 WINNERS CIR, GEORGETOWN, KY 40324-9679
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1380/618
Date	Feb 14, 2018
Book Page	M1380/618
Instrument	382594

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	117 WINNERS CIR, GEORGETOWN, KY 40324-9679
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1670/469
Date	Feb 3, 2022
Book Page	M1670/469
Instrument	449865

Lender

Name	UNIFY FINANCIAL FCU
Type	Credit Union
Address	TORRANCE, CA 90501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2042

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	117 WINNERS CIR, GEORGETOWN, KY 40324-9679
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 WINNERS CIR, GEORGETOWN, KY 40324-9679

Mortgage

Document Number	0M1750/640
Date	Aug 17, 2023
Book Page	M1750/640
Instrument	478707

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	118 Months
Due	Jun 16, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jul 31, 2019
Property Address	117 WINNERS CIR, GEORGETOWN, KY 40324-9679
Document Number	00D407/619
Book / Page	D407 / 619
Map Reference	CAB 7 SL 236
Instrument Date	Jul 26, 2019
Instrument	402950
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 WINNERS CIR, GEORGETOWN, KY 40324-9679

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	117 WINNERS CIR, GEORGETOWN, KY 40324-9679

Mortgage

Document Number	0000402951
Date	Jul 31, 2019
Instrument	402951

Lender

Name	STOCKTO MORTGAGE CORPOTION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 117 Winners Cir was $1,932 with a homeowner's exemption.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,200 (+56.31%)	$339,200 (+56.31%)
2025	$1,932.00	$217,000	$217,000
2023	$1,805.00 (+6.43%)	$199,100 (+1.84%) Land $37,500 Building $161,600	$199,100 (+1.84%) Land $37,500 Building $161,600
2022	$1,696.00	$195,500 Land $35,000 Building $160,500	$195,500 Land $35,000 Building $160,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 117 Winners Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Winners Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Winners Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures