121 Winners Cir, Georgetown, KY 40324 Property Records

Scott County property record for 121 Winners Cir, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,084 sqft · built 2003
Lot Size	0.179 acres (7,776 sqft)
Owner	2 Individual Names on File
Last Sale	$314,000 (Jul 2023)
Tax Bill	$2,881 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`165-20-143.000`

Property Details

APN / Parcel Number

Primary APN	`165-20-143.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,084 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Lot Area	7,776 sqft (0.179 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	121 WINNERS CIR
City	GEORGETOWN
State	KY
Zip	40324-9679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE PADDOCKS
Legal Subdivision	THE PADDOCKS
Legal Lot Number	16
Legal Unit	6A
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2014
Census Tract	40607

Owner

121 Winners Cir is owned and occupied by two individuals who bought it in July 2023.

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	121 WINNERS CIR, GEORGETOWN, KY 40324-9679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Jul 21, 2023	Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
May 12, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 11, 2020	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2023 · Amount on File
Deed Sale	Jul 21, 2023 · Amount on File
Prior Sale	May 12, 2023 · Amount on File
Deed Document Number	2023477000
Deed Book / Page	443 / 309
Prior Transfer Date	May 9, 2023
Prior Transfer Doc	00D441/721
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	121 WINNERS CIR, GEORGETOWN, KY 40324-9679
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 WINNERS CIR, GEORGETOWN, KY 40324-9679

Mortgage

Document Number	0M1872/766
Date	Dec 17, 2025
Book Page	M1872/766
Instrument	565916

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jul 21, 2023
Property Address	121 WINNERS CIR, GEORGETOWN, KY 40324-9679
Document Number	00D443/309
Book / Page	D443 / 309
Map Reference	CAB 7 SL 236
Instrument Date	Jul 14, 2023
Instrument	477000
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$314.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 WINNERS CIR, GEORGETOWN, KY 40324-9679

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 WINNERS CIRCLE, GEORGETOWN, KY 40324

Mortgage

Document Number	0000477003
Date	Jul 21, 2023
Instrument	477003

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCOTT KY
Recording Date	May 12, 2023
Property Address	121 WINNERS CIR, GEORGETOWN, KY 40324-9679
Document Number	00D441/721
Book / Page	D441 / 721
Map Reference	CAB 7 SL 236
Instrument Date	May 5, 2023
Instrument	472576
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	236 GLENEAGLES WAY, VERSAILLES, KY 40383-1942

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 WINNERS CIR, GEORGETOWN, KY 40324-9679

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Feb 11, 2020
Property Address	121 WINNERS CIR, GEORGETOWN, KY 40324-9679
Document Number	00D412/225
Book / Page	D412 / 225
Map Reference	CAB 7 SL 236
Instrument Date	Feb 7, 2020
Instrument	411862
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 HARNEY DR, 415, WINCHESTER, KY 40391-9740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 ALEXANDER PATH, GEORGETOWN, KY 40324-8529

Mortgage

Document Number	0000411863
Date	Feb 11, 2020
Instrument	411863

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 121 Winners Cir was $2,881.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,500 (-)	$323,500 (-)
2025	$2,881.00	$323,500	$323,500
2023	$2,377.00 (+25.7%)	$262,200 (+20.28%) Land $37,500 Building $224,700	$262,200 (+20.28%) Land $37,500 Building $224,700
2022	$1,891.00	$218,000 Land $35,000 Building $183,000	$218,000 Land $35,000 Building $183,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Winners Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Winners Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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