124 Windsor Dr, Richmond, KY 40475 Property Records

Madison County property record for 124 Windsor Dr, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details1,170 sqft
OwnerIndividual Name on Record
Last Sale$220,000 (Mar 2023)
Tax Bill$2,074 (2025)
Deeds & MortgagesNov 2025 Mortgage
Mar 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR004-0001-0011

Property Details

APN / Parcel Number

Primary APNR004-0001-0011
Alternative APNs
  • 110772
  • 74594
  • 39985

Interior

Stories2 Stories
Building Area1,170 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Garage TypeAttached
Garage Area375 sqft
Parking Spaces1 Parking Space

Location & Zoning

Account Number39985
Street Address124 WINDSOR DR
CityRICHMOND
StateKY
Zip40475-1162
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDSOR LOT 30, 31 & 32
Legal SubdivisionWINDSOR
Legal Lot Number30-32
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1024
Census Tract10202

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address124 WINDSOR DR, RICHMOND, KY 40475-1162
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2025Deed of Trust, Mortgage · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Mar 21, 2023Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Aug 13, 2020Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 21, 2023 · Amount on Record
Deed SaleMar 21, 2023 · Amount on Record
Prior SaleAug 13, 2020 · Amount on Record
Deed Document Number2014137222
Deed Book / PageD836 / 97
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address124 WINDSOR DR, RICHMOND, KY 40475-1162
Transaction TypeMortgage
Record UpdatedDec 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 WINDSOR DR, RICHMOND, KY 40475-1162

Mortgage

Document Number0M2426/495
DateNov 25, 2025
Book PageM2426/495
Instrument2014300914
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateMar 21, 2023
Property Address124 WINDSOR DR, RICHMOND, KY 40475-1162
Document Number000D836/97
Book / PageD836 / 97
Map ReferenceMB 1 PG 200
Instrument DateMar 13, 2023
Instrument2014137222
Transaction TypeTransfer
Record UpdatedApr 7, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2069 PARTRIDGE WAY, RICHMOND, KY 40475-8395

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 WINDSOR DR, RICHMOND, KY 40475-1162

Mortgage

Document Number2014137223
DateMar 21, 2023
Instrument2014137223
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateAug 13, 2020
Property Address124 WINDSOR DR, RICHMOND, KY 40475-1162
Document NumberD00792/421
Book / PageD00792 / 421
Instrument DateAug 7, 2020
Instrument2014018068
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address182 FARTHING LN, 182, WACO, KY 40385-9532

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address124 WINDSOR DR, RICHMOND, KY 40475-1162

Mortgage

Document Number2014018069
DateAug 13, 2020
Instrument2014018069
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,074.00 (+25.77%) Additional exemption filed$220,000 (+29.41%)$220,000 (+29.41%)
2023$1,649.00 (-0.3%)$170,000 (-)$170,000 (-)
2022$1,654.00$170,000$170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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