Madison County property record for 121 Windsor Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,634 sqft |
| Owner | Individual Name on File |
| Last Sale | $211,500 (Aug 2022) |
| Tax Bill | $1,994 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R004-0001-0025 |
| Primary APN | R004-0001-0025 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,634 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|
| Account Number | 62211 |
|---|---|
| Street Address | 121 WINDSOR DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDSOR LOT 78, 79 & 80 |
| Legal Subdivision | WINDSOR |
| Legal Lot Number | 78-80 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 10202 |
121 Windsor Dr is owned and occupied by an individual who bought it in August 2022.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 121 WINDSOR DR, RICHMOND, KY 40475-1161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2022 | Deed, Transfer · VA Mortgage GENEVA FINANCIAL LLC |
| Jun 11, 2020 | Deed of Trust, Mortgage · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Apr 4, 2017 | Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2022 · Amount on File |
| Deed Sale | Aug 19, 2022 · Amount on File |
| Prior Sale | Apr 4, 2017 · Amount on File |
| Deed Document Number | 2014107520 |
| Deed Book / Page | D828 / 142 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 19, 2022 |
| Property Address | 121 WINDSOR DR, RICHMOND, KY 40475-1161 |
| Document Number | 00D828/142 |
| Book / Page | D828 / 142 |
| Map Reference | MB 1 PG 200 |
| Instrument Date | Aug 5, 2022 |
| Instrument | 2014107520 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $211.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4136 HARMONS LICK RD, 4136, CRAB ORCHARD, KY 40419-8694 |
| Name | Verified Name |
|---|---|
| Address | 121 WINDSOR DR, RICHMOND, KY 40475-1161 |
| Document Number | 2014107522 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 2014107522 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 121 WINDSOR DR, RICHMOND, KY 40475-1161 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01947/746 |
|---|---|
| Date | Jun 11, 2020 |
| Book Page | M01947/746 |
| Instrument | 2014013720 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 4, 2017 |
| Property Address | 121 WINDSOR DR, RICHMOND, KY 40475-1161 |
| Document Number | D00743/086 |
| Book / Page | D00743 / 086 |
| Map Reference | MB1 PG200 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 2013956690 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 809 E MAIN ST, 809, LEXINGTON, SC 29072-3687 |
| Name | Verified Name |
|---|---|
| Address | 121 WINDSOR DR, RICHMOND, KY 40475-1161 |
| Document Number | 2013956691 |
|---|---|
| Date | Apr 4, 2017 |
| Instrument | 2013956691 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 121 Windsor Dr was $1,994 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,994.00 Additional exemption filed | $211,500 | $211,500 |
| 2023 | $2,051.00 (+56.8%) | $211,500 (+57.25%) | $211,500 (+57.25%) |
| 2022 | $1,308.00 | $134,500 | $134,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 Windsor Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 121 Windsor Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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