Madison County property record for 123 Windsor Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,404 sqft |
| Owner | Individual Name on File |
| Tax Bill | $1,471 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R004-0001-0024 |
| Primary APN | R004-0001-0024 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,404 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Account Number | 72250 |
|---|---|
| Street Address | 123 WINDSOR DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDSOR LOT 81, 82, 83, 84 & 85 |
| Legal Subdivision | WINDSOR |
| Legal Lot Number | 81-85 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 10202 |
123 Windsor Dr is owned and occupied by an individual who acquired it in October 2022.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 660 MAPLE GROVE RD, RICHMOND, KY 40475-8967 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage WHITAKER BANK INC |
| Apr 21, 2022 | Deed, Transfer · Commercial Mortgage WHITAKER BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2022 |
| Deed Sale | Oct 31, 2022 |
| Prior Sale | Apr 21, 2022 · Amount on File |
| Deed Document Number | 2014117743 |
| Deed Book / Page | D830 / 772 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 31, 2022 |
| Property Address | 123 WINDSOR DR, RICHMOND, KY 40475-1161 |
| Document Number | 00D830/772 |
| Book / Page | D830 / 772 |
| Map Reference | PL 1 PG 200 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 2014117743 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 123 WINDSOR DR, 123, RICHMOND, KY 40475-1161 |
| Name | Verified Name |
|---|---|
| Address | 660 MAPLE GROVE RD, RICHMOND, KY 40475-8967 |
| Document Number | 2014117744 |
|---|---|
| Date | Oct 31, 2022 |
| Instrument | 2014117744 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 21, 2022 |
| Property Address | 123 WINDSOR DR, RICHMOND, KY 40475-1161 |
| Document Number | 000D822/94 |
| Book / Page | D822 / 94 |
| Map Reference | MB P1 PG 200 |
| Instrument Date | Apr 18, 2022 |
| Instrument | 2014087971 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 225 BOGGS LN, 225, RICHMOND, KY 40475-2521 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 660 MAPLE GROVE RD, RICHMOND, KY 40475-8967 |
| Document Number | 2014087972 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 2014087972 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 18, 2032 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 123 Windsor Dr was $1,471 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,471.00 Additional exemption filed | $156,000 | $156,000 |
| 2023 | $1,406.00 (+27.59%) | $145,000 (+27.98%) | $145,000 (+27.98%) |
| 2022 | $1,102.00 | $113,300 | $113,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 Windsor Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 Windsor Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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