Worcester County property record for 124 Windjammer Rd, Ocean Pines, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,740 sqft · built 2002 |
| Lot Size | 0.221 acres (9,640 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $13,900 (Jul 1992) |
| Tax Bill | $2,817 (2026) |
| Deeds & Mortgages | Jul 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-047512 |
| Primary APN | 03-047512 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,740 sqft Total Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,640 sqft (0.221 acres) |
| Garage Type | Detached |
| Garage Area | 354 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 047512 |
|---|---|
| Street Address | 124 WINDJAMMER RD |
| City | BERLIN |
| State | MD |
| Zip | 21811-1830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT B-06-258 9640 SQ FT WINDJAMMER RD PLAT OCEAN PINES SEC 6 |
| Legal Subdivision | OCEAN PINES SEC 06 |
| Legal Lot Number | 258 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 5, OCEAN PINES |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 950600 |
124 Windjammer Rd is owned and occupied by two individuals who bought it in July 1992.
Source: Worcester County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 124 WINDJAMMER RD, BERLIN, MD 21811-1830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 1992 · Amount on File |
| Deed Sale | Jul 28, 1992 · Amount on File |
| Prior Sale | Feb 27, 1992 · Amount on File |
| Deed Book / Page | 1848 / 440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 124 WINDJAMMER RD, OCEAN PINES, MD 21811-1830 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 124 WINDJAMMER RD, BERLIN, MD 21811-1830 |
| Document Number | 0086020397 |
|---|---|
| Date | Jul 10, 2023 |
| Book Page | 8602/397 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21409 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jun 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 124 Windjammer Rd was $2,817 with a homeowner's exemption, up 1.3% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,817.00 (+1.26%) Homeowner's exemption | $365,300 | $396,300 Land $93,400 Building $302,900 |
| 2025 | $2,782.00 Homeowner's exemption | ||
| 2023 | $2,678.00 | $279,933 | $303,300 Land $82,100 Building $221,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 Windjammer Rd in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 193 individual policies |
| Nearby Flood Policies | 213 units insured incl. 20 condo units |
| Nearby Flood Claims | 36 (1984–2019) |
| Claims Outside the SFHA | 14 of 36 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Windjammer Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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