123 Windjammer Rd, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 123 Windjammer Rd, Ocean Pines, MD 21811 · Last verified August 2026

Property Highlights

Property Type	Vacant Land > Residential
Lot Size	9,000 sqft (0.207 acres)
Occupancy	Owner Occupied
Last Sale	$645,000 (2026)
Tax Bill	$698.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-054810`
Alternative APN	`054810`

Exterior

Lot Area	9,000 sqft (0.207 acres)

Utilities and HVAC

Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	054810
Street Address	123 WINDJAMMER RD
City	BERLIN
State	MD
Zip	21811-1830
Property Usage	Residential Property Usage
Type	Vacant Land > Residential
Legal Description	LOT G-06-033 9000 SQ FT WINDJAMMER RD PL OCEAN PINES SEC 6
Legal Subdivision	OCEAN PINES SEC 06
Legal Lot Number	33
Jurisdiction	WORCESTER MD
Minor Civil Division	5, OCEAN PINES
Census Blockgroup	3
Census Block	3000
Census Tract	950600

Owner

Source: Worcester County records · APN 03-054810

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	123 WINDJAMMER RD, BERLIN, MD 21811-1830
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 26, 2026 · Amount on Record
Deed Sale	Feb 26, 2026 · Amount on Record
Prior Sale	Jan 31, 2025 · Amount on Record
Deed Book / Page	9098 / 98
Record Refreshed	Sep 20, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Feb 26, 2026
Property Address	123 WINDJAMMER RD, OCEAN PINES, MD 21811-1830
Document Number	0090980098
Book / Page	9098 / 98
Map Reference	LB 12 FO 10
Instrument Date	Jan 29, 2026
Transaction Type	Transfer
Record Updated	Mar 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,225.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	123 WINDJAMMER RD, OCEAN PINES, MD 21811-1830

Mortgage

Document Number	0009098102
Date	Feb 26, 2026
Instrument	9098/102

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.85%
Type Change Date	Mar 01, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.8%

Tax Assessment & Valuation

Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,900 (+526.3%)	$521,000 (+485.39%) Land $103,000 Building $418,000
2025	$698.00 (+8.89%)	$75,667 (+12.94%)	$89,000 (+28.99%) Land $89,000
2023	$641.00	$67,000	$69,000 Land $69,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.