119 Windjammer Rd, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 119 Windjammer Rd, Ocean Pines, MD 21811

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,926 sqft · built 1996
Lot Size0.207 acres (9,000 sqft)
Owner2 Individual Names on Record
Last Sale$38,000 (Feb 1990)
Tax Bill$3,415 (2026)
Deeds & MortgagesMar 2023 Line of Credit
Apr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN03-079589

Property Details

APN / Parcel Number

Primary APN03-079589
Alternative APN
  • 079589

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,926 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,000 sqft (0.207 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number079589
Street Address119 WINDJAMMER RD
CityBERLIN
StateMD
Zip21811-1830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionLOT G-06-031 9000 SQ FT WINDJAMMER RD PL OCEAN PINES SEC 6
Legal SubdivisionOCEAN PINES SEC 06
Legal Lot Number31
JurisdictionWORCESTER MD
Township / Civil Division5, OCEAN PINES
Census Block Group3
Census Block3000
Census Tract950600

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address119 WINDJAMMER RD, BERLIN, MD 21811-1830
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Apr 26, 2022Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 6, 1990 · Amount on Record
Deed SaleFeb 6, 1990 · Amount on Record
Prior SaleJun 5, 1984 · Amount on Record
Deed Book / Page1621 / 389
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Property Address119 WINDJAMMER RD, OCEAN PINES, MD 21811-1830
Transaction TypeMortgage
Record UpdatedMar 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address119 WINDJAMMER RD, BERLIN, MD 21811-1830

Mortgage

Document Number0085440246
DateMar 17, 2023
Book Page8544/246
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueMar 10, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Property Address119 WINDJAMMER RD, OCEAN PINES, MD 21811-1830
Transaction TypeMortgage
Record UpdatedMay 11, 2022
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0083690225
DateApr 26, 2022
Book Page8369/225
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.12%
AdjustableAdjustable Rate Rider
Type Change DateMay 1, 2029
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change8.12%
IndexOther
Margin3
Max Rate8.12%

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWorcester County
Unified School DistrictWorcester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,415.00 (+1.43%) Homeowner's exemption$473,700 (+30.14%)$516,700 (+33.27%) Land $103,000 Building $413,700
2025$3,367.00 (+3.76%) Homeowner's exemption
2023$3,245.00 Homeowner's exemption$364,000$387,700 Land $83,000 Building $304,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 193 individual policies
Nearby Flood Policies213 units insured
incl. 20 condo units
Nearby Flood Claims36 (1984–2019)
Claims Outside the SFHA14 of 36
Most Recent ClaimJul 2019 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEAN PINES
serves 11,890 people · EPA ID MD0230005
Water SourceGroundwater
Last State InspectionJan 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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