124 Willis St, Westminster, MD 21157 Property Records

Carroll County property record for 124 Willis St, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,024 sqft · built 1952
Lot Size	0.213 acres (9,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Aug 2017)
Tax Bill	$6,772 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-054432`

Property Details

APN / Parcel Number

Primary APN	`07-054432`
Alternative APNs	`7054432` `054432`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,024 sqft Total Area
Attic	Attic
Attic Area	338 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,280 sqft (0.213 acres)
Porch	Porch
Porch Area	126 sqft
Deck Area	178 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	054432
Street Address	124 WILLIS ST
City	WESTMINSTER
State	MD
Zip	21157-5121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-750
Legal Description	LT 78 - 0.213 AC 124 WILLIS ST 1A - 87 WESTMINSTER
Legal Subdivision	WESTMINSTER
Legal Lot Number	45
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1011
Census Tract	507602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 WILLIS ST, WESTMINSTER, MD 21157-5121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Feb 26, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 26, 2019	Deed of Trust, Mortgage · VA Mortgage PACIFIC HM LNS
Aug 31, 2017	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2017 · Amount on Record
Deed Sale	Aug 31, 2017 · Amount on Record
Prior Sale	Jan 20, 1995 · Amount on Record
Deed Document Number	20178791-0001
Deed Book / Page	8791 / 1
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	124 WILLIS ST, WESTMINSTER, MD 21157-5121
Transaction Type	Mortgage
Record Updated	Mar 15, 2022
Title Company	VISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0106880352
Date	Feb 28, 2022
Book Page	10688/352

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2042

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	124 WILLIS ST, WESTMINSTER, MD 21157-5121
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101290497
Date	Feb 26, 2021
Book Page	10129/497

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Apr 1, 2050

Interest

Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	124 WILLIS ST, WESTMINSTER, MD 21157-5121
Document Number	0093140283
Instrument Date	Mar 26, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	124 WILLIS ST WESTMINSTER MD 211575121, WESTMINSTER, MD 21157-5121

Mortgage

Document Number	0093140283
Date	Jun 11, 2019
Book Page	009314/000283

Lender

Name	PACIFIC HM LNS
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 31, 2017
Property Address	124 WILLIS ST, WESTMINSTER, MD 21157-5121
Document Number	0087910001
Book / Page	008791 / 000001
Instrument Date	Aug 22, 2017
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	LAKESIDE TITLE AND ESCROW AGENCY, LAKESIDE TITLE & ESCROW AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	124 WILLIS ST WESTMINSTER MD 211575121, WESTMINSTER, MD 21157-5121

Mortgage

Document Number	87910008
Date	Aug 31, 2017
Book Page	008791/000008

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,500 (+8.13%) Land $83,900 Building $329,600	$413,500 (+8.13%) Land $83,900 Building $329,600
2025	$6,772.00 (+4.8%) Homeowner's exemption
2023	$6,462.00 Homeowner's exemption	$382,400 Land $83,900 Building $298,500	$382,400 Land $83,900 Building $298,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone, Verizon.

Nearby Properties on Willis St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures