111 Willis St, Westminster, MD 21157 Property Records

Carroll County property record for 111 Willis St, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,858 sqft · built 1910
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$203,000 (Jun 2001)
Tax Bill	$8,794 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-066104`

Property Details

APN / Parcel Number

Primary APN	`07-066104`
Alternative APNs	`7066104` `066104`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,858 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Construction Type	Frame
Roof Material	Slate
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	350 sqft
Shed	1 Shed
Shed Area	768 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	066104
Street Address	111 WILLIS ST
City	WESTMINSTER
State	MD
Zip	21157-5120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT -1.00 AC NE/S WILLIS ST WESTMINSTER
Legal Subdivision	WESTMINSTER
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1004
Census Tract	507602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 WILLIS ST, WESTMINSTER, MD 21157-5120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Nov 24, 2020	Deed of Trust, Mortgage · VA Mortgage ELEVEN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2001 · Amount on Record
Deed Sale	Jun 28, 2001 · Amount on Record
Deed Document Number	20015378
Deed Book / Page	2586 / 362
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 19, 2023
Property Address	111 WILLIS ST, WESTMINSTER, MD 21157-5120
Document Number	0109650386
Book / Page	10965 / 386
Instrument Date	Nov 28, 2022
Transaction Type	Transfer
Record Updated	Feb 6, 2023
Title Company	COURTHOUSE TITLE AND SETTLEMENTS, COURTHOUSE TTL & STLMTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,635.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	111 WILLIS ST, WESTMINSTER, MD 21157-5120

Mortgage

Document Number	0109650390
Date	Jan 19, 2023
Instrument	10965-0390

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	111 WILLIS ST, WESTMINSTER, MD 21157-5120
Document Number	0099960359
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	COURTHOUSE TITLE AND SETTLEMENTS, COURTHOUSE TITLE & SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	111 WILLIS ST WESTMINSTER MD 211575120, WESTMINSTER, MD 21157-5120

Mortgage

Document Number	0099960359
Date	Dec 14, 2020
Book Page	009996/000359

Lender

Name	ELEVEN MTG
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,794.00 (+2.13%) Homeowner's exemption	$523,500 (+6.66%) Land $140,000 Building $383,500	$523,500 (+6.66%) Land $140,000 Building $383,500
2025	$8,611.00 (+3.82%) Homeowner's exemption
2023	$8,294.00 Homeowner's exemption	$490,800 Land $140,000 Building $350,800	$490,800 Land $140,000 Building $350,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone, Verizon.

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