130 Willis St, Westminster, MD 21157 Property Records

Carroll County property record for 130 Willis St, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,016 sqft · built 1922
Lot Size	0.147 acres (6,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Sep 2007)
Tax Bill	$6,101 (2026)
Deeds & Mortgages	Aug 2018 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-055307`

Property Details

APN / Parcel Number

Primary APN	`07-055307`
Alternative APNs	`7055307` `055307`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,016 sqft Total Area
Attic	Attic
Attic Area	414 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,400 sqft (0.147 acres)
Porch	Slab
Porch Area	276 sqft
Deck Area	139 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	055307
Street Address	130 WILLIS ST
City	WESTMINSTER
State	MD
Zip	21157-5121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-750
Legal Description	LT - 6400 SQ FT 130 WILLIS ST WESTMINSTER
Legal Subdivision	WESTMINSTER
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1011
Census Tract	507602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 WILLIS ST, WESTMINSTER, MD 21157-5121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2007 · Amount on Record
Deed Sale	Sep 5, 2007 · Amount on Record
Prior Sale	Jun 4, 1999 · Amount on Record
Deed Document Number	200770708
Deed Book / Page	5340 / 45
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	130 WILLIS ST, WESTMINSTER, MD 21157-5121
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090910215
Date	Aug 14, 2018
Book Page	9091/0215

Lender

Name	PNC BANK NA
Type	Bank
Address	00000

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	130 WILLIS ST, WESTMINSTER, MD 21157-5121
Document Number	0098680337
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	130 WILLIS ST WESTMINSTER MD 211575121, WESTMINSTER, MD 21157-5121

Mortgage

Document Number	0098680337
Date	Sep 28, 2020
Book Page	009868/000337

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 27, 2035

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,101.00 (+6.85%)	$363,200 (+23.83%) Land $80,300 Building $282,900	$363,200 (+23.83%) Land $80,300 Building $282,900
2025	$5,710.00 (+15.21%)
2023	$4,956.00	$293,300 Land $80,300 Building $213,000	$293,300 Land $80,300 Building $213,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone, Verizon.

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