124 Sweetshrub Rd, Elgin, SC 29045 Property Records

Richland County property record for 124 Sweetshrub Rd, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,697 sqft · built 2013
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Nov 2020 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28906-07-04`

Property Details

APN / Parcel Number

Primary APN	`28906-07-04`
Alternative APNs	`R28906-07-04` `01957332`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,697 sqft Heated Area
Gross Area	7,200 sqft
1st Floor Area	2,955 sqft
Basement Area	2,910 sqft
Finished Basement	1,742 sqft
Unfinished Basement	1,168 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	33,106 sqft (0.76 acres)
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	519 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01957332
Street Address	124 SWEETSHRUB RD
City	ELGIN
State	SC
Zip	29045-7109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 7 176.5X20.4X75.6X217.4X198.7X 49X35.4 #SU WOODCREEK FARMS AREA D17
Legal Subdivision	WOODCREEK
Legal Lot Number	7,176
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2065
Census Tract	11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	124 SWEETSHRUB RD, ELGIN, SC 29045-7109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Mar 5, 2020	Deed of Trust, Mortgage · VA Mortgage SOUTHERN ST BK
Aug 30, 2017	Quit Claim Deed, Mortgage · VA Mortgage SOUTH ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2017
Deed Sale	Aug 30, 2017
Prior Sale	Jan 26, 2012 · Amount on Record
Deed Document Number	201765001
Deed Book / Page	2240 / 1620
Prior Transfer Date	Aug 24, 2017
Prior Transfer Doc	0022401620
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	124 SWEETSHRUB RD, ELGIN, SC 29045-7109
Document Number	2561/0817
Instrument Date	Nov 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	124 SWEETSHRUB RD ELGIN SC 290457109, ELGIN, SC 29045-7109

Mortgage

Document Number	2561/0817
Date	Dec 9, 2020
Book Page	002561/000817
Instrument	68581

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	124 SWEETSHRUB RD, ELGIN, SC 29045-7109
Document Number	2476/0604
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Apr 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 SWEETSHRUB RD ELGIN SC 290457109, ELGIN, SC 29045-7109

Mortgage

Document Number	2476/0604
Date	Mar 10, 2020
Book Page	002476/000604
Instrument	13277

Lender

Name	SOUTHERN ST BK
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2050

August 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND SC
Recording Date	Aug 30, 2017
Property Address	124 SWEETSHRUB RD, ELGIN, SC 29045-7109
Document Number	2240/1620
Book / Page	002240 / 001620
Instrument Date	Aug 24, 2017
Instrument	65001
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	124 SWEETSHRUB RD ELGIN SC 290457109, ELGIN, SC 29045-7109

Mortgage

Document Number	2240/1624
Date	Aug 30, 2017
Book Page	002240/001624
Instrument	65002

Lender

Name	SOUTH ST BK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2047

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Market Value
2025	$697,500 (-) Land $66,000 Building $631,500
2024	$697,500 (+32.25%) Land $66,000 Building $631,500
2023	$527,400 Land $60,000 Building $467,400

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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