117 Sweetshrub Rd, Elgin, SC 29045 Property Records

Richland County property record for 117 Sweetshrub Rd, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,472 sqft · built 2018
Lot Size0.54 acres (23,522 sqft)
OwnerIndividual Name on Record
Last Sale$75,000 (Oct 2013)
Tax Bill$4,523 (2025)
Deeds & MortgagesOct 2020 Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN28909-02-17

Property Details

APN / Parcel Number

Primary APN28909-02-17
Alternative APNs
  • R28909-02-17
  • 01957519

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,472 sqft Heated Area
Gross Area4,389 sqft
1st Floor Area2,212 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area23,522 sqft (0.54 acres)
Garage Area560 sqft
PorchSlab
Porch Area357 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01957519
Street Address117 SWEETSHRUB RD
CityELGIN
StateSC
Zip29045-7109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionLOT 41 130X180X130X180 #SU WOODCREEK FARMS AREA D17 #PR RB1301-1226 RB1698-727
Legal SubdivisionWOODCREEK
Legal Lot Number41,130
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2072
Census Tract11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address117 SWEETSHRUB RD, ELGIN, SC 29045-7109
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2020Deed of Trust, Mortgage · Conventional with PMI
WYNDHAM CAP MTG
Aug 28, 2017Deed of Trust, Mortgage · Conventional with PMI
REGIONS MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2013 · Amount on Record
Deed SaleOct 9, 2013 · Amount on Record
Prior SaleAug 1, 2011 · Amount on Record
Deed Document Number201384138
Deed Book / Page1901 / 1373
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address117 SWEETSHRUB RD, ELGIN, SC 29045-7109
Document Number2550/2389
Instrument DateOct 26, 2020
Transaction TypeMortgage
Record UpdatedJan 15, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address117 SWEETSHRUB RD ELGIN SC 290457109, ELGIN, SC 29045-7109

Mortgage

Document Number2550/2389
DateNov 12, 2020
Book Page002550/002389
Instrument61861
Lender
NameWYNDHAM CAP MTG
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 11, 2050

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address117 SWEETSHRUB RD, ELGIN, SC 29045-7109
Document Number2240/0559
Book / Page002240 / 000559
Instrument DateAug 28, 2017
Transaction TypeMortgage
Record UpdatedSep 22, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 SWEETSHRUB RD ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number2240/0559
DateAug 29, 2017
Book Page002240/000559
Instrument64767
Lender
NameREGIONS MTG
TypeMortgage Company
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 28, 2047

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,523.00 (+17.42%)$514,500 (-)$605,500 (-) Land $66,000 Building $539,500
2024$514,500 (+2,774.94%)$605,500 (+35.34%) Land $66,000 Building $539,500
2023$3,852.00 (-5.31%)$17,896 (-0.02%)$447,400 (-)
2021$4,068.00$17,900$447,400 Land $60,000 Building $387,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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