120 Sweetshrub Rd, Elgin, SC 29045 Property Records

Richland County property record for 120 Sweetshrub Rd, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,846 sqft · built 2017
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$558,000 (Sep 2018)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28906-07-05`

Property Details

APN / Parcel Number

Primary APN	`28906-07-05`
Alternative APNs	`R28906-07-05` `01957341`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,846 sqft Heated Area
Gross Area	6,375 sqft
1st Floor Area	2,777 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Garage Area	799 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	730 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01957341
Street Address	120 SWEETSHRUB RD
City	ELGIN
State	SC
Zip	29045-7109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 6 135.5X198.5X130.2X165.5 #SU WOODCREEK FARMS AREA D17 #PR RB1301-1226 RB2336-2963
Legal Subdivision	WOODCREEK
Legal Lot Number	6,135
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2065
Census Tract	11407

Owner

120 Sweetshrub Rd is owned and occupied by an individual who bought it in September 2018.

Source: Richland County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	120 SWEETSHRUB RD, ELGIN, SC 29045-7109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jun 16, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Sep 20, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2018 · Amount on File
Deed Sale	Sep 20, 2018 · Amount on File
Prior Sale	Oct 16, 2013 · Amount on File
Deed Document Number	201867971
Deed Book / Page	2336 / 2936
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	120 SWEETSHRUB RD, ELGIN, SC 29045-7109
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027121892
Date	Feb 2, 2022
Book Page	2712/1892
Instrument	2022006289

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	177 Months
Due	Nov 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	120 SWEETSHRUB RD, ELGIN, SC 29045-7109
Document Number	2506/0587
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SWEETSHRUB RD ELGIN SC 290457109, ELGIN, SC 29045-7109

Mortgage

Document Number	2506/0587
Date	Jul 6, 2020
Book Page	002506/000587
Instrument	33074

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jul 5, 2035

September 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Sep 20, 2018
Property Address	120 SWEETSHRUB RD, ELGIN, SC 29045-7109
Document Number	2336/2936
Book / Page	002336 / 002936
Instrument Date	Sep 19, 2018
Instrument	67971
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,064.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2700 WHITNEY AVE HARVEY LA 700583310, HARVEY, LA 70058-3310

Mortgage

Document Number	2336/2940
Date	Sep 20, 2018
Book Page	002336/002940
Instrument	67972

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2048

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Market Value
2025	$776,400 Land $66,000 Building $710,400
2023	$603,200 Land $60,000 Building $543,200

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 120 Sweetshrub Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Sweetshrub Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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