Middlesex County and Perth Amboy City property record for 124 Rector St, Perth Amboy, NJ 08861
| Property Type | Single Family Home |
|---|---|
| Details | 2,256 sqft · built 1899 |
| Lot Size | 0.076 acres (3,302 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $206,000 (Jan 2002) |
| Tax Bill | $8,422 (2025) |
| Deeds & Mortgages | Sep 2025 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-00026-0000-00038 |
| Primary APN | 16-00026-0000-00038 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,256 sqft Living Area |
| Year Built | Built 1899 |
|---|---|
| Effective Year Built | Effective 1899 |
| Construction Type | Frame |
| Lot Area | 3,302 sqft (0.076 acres) |
| Lot Dimensions | 100 ft deep x 33 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 124 RECTOR ST |
|---|---|
| City | PERTH AMBOY |
| State | NJ |
| Zip | 08861-4720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R50 |
| Legal Description | 33X100 |
| Legal Block | 26 |
| Legal Lot Number | 38 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | PERTH AMBOY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 5000 |
124 Rector St is owned and occupied by two individuals who bought it in January 2002.
Source: Middlesex County and Perth Amboy City records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 124 RECTOR ST, PERTH AMBOY, NJ 08861-4720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2002 · Amount on File |
| Deed Sale | Jan 9, 2002 · Amount on File |
| Prior Sale | Dec 14, 2001 · Amount on File |
| Deed Book / Page | 5001 / 786 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 124 RECTOR ST, PERTH AMBOY, NJ 08861-4720 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | PRO NATIONAL TITLE AGENCY, PRO NATIONAL TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 124 RECTOR ST, PERTH AMBOY, NJ 08861-4720 |
| Document Number | 0000053979 |
|---|---|
| Date | Sep 9, 2025 |
| Book Page | 19817/1727 |
| Instrument | 2025053979 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1007 Months |
| Due | Aug 13, 2109 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 124 Rector St was $8,422, up 5.3% from the year before.
Source: Middlesex County and Perth Amboy City assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Perth Amboy City |
| Unified School District | Perth Amboy City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $265,000 (-) Land $125,200 Building $139,800 | $265,000 (-) Land $125,200 Building $139,800 | |
| 2025 | $8,422.00 (+5.34%) | $265,000 Land $125,200 Building $139,800 | $265,000 Land $125,200 Building $139,800 |
| 2024 | $7,995.00 | ||
| 2023 | $265,000 Land $125,200 Building $139,800 | $265,000 Land $125,200 Building $139,800 | |
| 2022 | $7,883.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 Rector St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2007–2012) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 124 Rector St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PERTH AMBOY WATER DEPARTMENT serves 52,328 people · EPA ID NJ1216001 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Gross alpha radiation not recorded as resolved · Jan 2026 Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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