Middlesex County and Perth Amboy City property record for 120 Rector St, Perth Amboy, NJ 08861
| Property Type | Single Family Home |
|---|---|
| Details | 1,344 sqft · built 1919 |
| Lot Size | 0.051 acres (2,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Jun 2022) |
| Tax Bill | $7,252 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Mar 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-00026-0000-00039-02 |
| Primary APN | 16-00026-0000-00039-02 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,344 sqft Living Area |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Exterior Material | Stucco |
| Lot Area | 2,200 sqft (0.051 acres) |
| Lot Dimensions | 100 ft deep x 22 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1600026000000039B |
|---|---|
| Street Address | 120 RECTOR ST |
| City | PERTH AMBOY |
| State | NJ |
| Zip | 08861-4720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R50 |
| Legal Description | 22X100 |
| Legal Block | 26 |
| Legal Lot Number | 39.2 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | PERTH AMBOY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 5000 |
120 Rector St is owned and occupied by two individuals who bought it in June 2022.
Source: Middlesex County and Perth Amboy City records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 RECTOR ST, PERTH AMBOY, NJ 08861-4720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 20, 2022 | Deed, Transfer · Conventional Mortgage MORTGAGE ACCESS CORP |
| Mar 13, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2022 · Amount on File |
| Deed Sale | Jun 20, 2022 · Amount on File |
| Prior Sale | Jul 22, 1988 · Amount on File |
| Deed Document Number | 202256466 |
| Deed Book / Page | 18958 / 848 |
| Prior Transfer Date | Feb 14, 2018 |
| Prior Transfer Doc | 0000020220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jun 20, 2022 |
| Property Address | 120 RECTOR ST, PERTH AMBOY, NJ 08861-4720 |
| Document Number | 0000056466 |
| Book / Page | 18958 / 848 |
| Instrument Date | May 12, 2022 |
| Instrument | 2022056466 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,871.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 194 WILSON AVE, 194, ABERDEEN, NJ 07747-3383 |
| Name | Verified Name |
|---|---|
| Address | 120 RECTOR ST, PERTH AMBOY, NJ 08861-4720 |
| Document Number | 0000056467 |
|---|---|
| Date | Jun 20, 2022 |
| Instrument | 2022056467 |
| Name | MORTGAGE ACCESS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Mar 13, 2018 |
| Property Address | 120 RECTOR ST, PERTH AMBOY, NJ 08861-4720 |
| Document Number | 0000020220 |
| Book / Page | 017109 / 001132 |
| Instrument Date | Feb 14, 2018 |
| Instrument | 20220 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 194 WILSON AVE ABERDEEN NJ 077473383, ABERDEEN, NJ 07747-3383 |
The 2025 property tax bill for 120 Rector St was $7,252, up 5.3% from the year before.
Source: Middlesex County and Perth Amboy City assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Perth Amboy City |
| Unified School District | Perth Amboy City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,200 (-) Land $108,200 Building $120,000 | $228,200 (-) Land $108,200 Building $120,000 | |
| 2025 | $7,252.00 (+5.35%) | $228,200 Land $108,200 Building $120,000 | $228,200 Land $108,200 Building $120,000 |
| 2024 | $6,884.00 | ||
| 2023 | $228,200 Land $108,200 Building $120,000 | $228,200 Land $108,200 Building $120,000 | |
| 2022 | $5,875.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Rector St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2007–2012) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 120 Rector St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PERTH AMBOY WATER DEPARTMENT serves 52,328 people · EPA ID NJ1216001 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Gross alpha radiation not recorded as resolved · Jan 2026 Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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