121 Rector St, Perth Amboy, NJ 08861 Property Records

Middlesex County and Perth Amboy City property record for 121 Rector St, Perth Amboy, NJ 08861

Property Summary

Property Type	Single Family Home
Details	2,594 sqft · built 1909
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Sep 2017)
Tax Bill	$11,015 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-00025-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`16-00025-0000-00001`
Alternative APN	`160002500001`

Interior

Stories	2 Stories
Building Area	2,594 sqft Living Area

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	121 RECTOR ST
City	PERTH AMBOY
State	NJ
Zip	08861
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R50
Legal Description	100X100
Legal Block	25
Legal Lot Number	1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	PERTH AMBOY
Census Block Group	1
Census Block	1004
Census Tract	5000

Owner

121 Rector St is owned and occupied by an individual who bought it in September 2017.

Source: Middlesex County and Perth Amboy City records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	121 RECTOR ST, PERTH AMBOY, NJ 08861
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2017 · Amount on File
Deed Sale	Sep 5, 2017 · Amount on File
Prior Sale	Aug 1, 1995 · Amount on File
Deed Document Number	2017591
Deed Book / Page	7036 / 118
Record Updated	Sep 20, 2026

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 5, 2017
Property Address	121 RECTOR ST, PERTH AMBOY, NJ 08861
Document Number	0000015071
Book / Page	007036 / 000118
Instrument Date	Aug 9, 2017
Instrument	15071
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 RECTOR ST PERTH AMBOY NJ 08861, PERTH AMBOY, NJ 08861

Mortgage

Document Number	19022
Date	Sep 5, 2017
Book Page	016884/000001
Instrument	19022

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 121 Rector St was $11,015, up 5.3% from the year before.

Source: Middlesex County and Perth Amboy City assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Perth Amboy City
Unified School District	Perth Amboy City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,600 (-) Land $156,000 Building $190,600	$346,600 (-) Land $156,000 Building $190,600
2025	$11,015.00 (+5.35%)	$346,600 Land $156,000 Building $190,600	$346,600 Land $156,000 Building $190,600
2024	$10,456.00
2023		$346,600 Land $156,000 Building $190,600	$346,600 Land $156,000 Building $190,600
2022	$10,311.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Rector St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2007–2012)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 121 Rector St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERTH AMBOY WATER DEPARTMENT serves 52,328 people · EPA ID NJ1216001
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Gross alpha radiation not recorded as resolved · Jan 2026 Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	Corrosion control Jul 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20