124 Pine St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 124 Pine St, Ramsey, NJ 07446 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2001
Square Footage	3,986 sqft Living Area
Lot Size	24,394 sqft (0.56 acres)
Occupancy	Owner Occupied
Last Sale	$333,000 (2000)
Tax Bill	$30,152.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`48-03501-0000-00015`
Alternative APN	`480350100015`

Interior

Building Area	3,986 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame Construction
Lot Area	24,394 sqft (0.56 acres)
Depth X Width	195 ft x 125 ft Depth x Width
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	124 PINE ST
City	RAMSEY
State	NJ
Zip	07446-2359
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	0.560AC
Legal Block	3501
Legal Lot Number	15
Jurisdiction	BERGEN NJ
Minor Civil Division	RAMSEY
Census Blockgroup	4
Census Block	4020
Census Tract	44100

Owner

Source: Bergen County and Ramsey Borough records · APN 48-03501-0000-00015

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	124 PINE ST, RAMSEY, NJ 07446-2359
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 11, 2000 · Amount on Record
Deed Sale	Sep 11, 2000 · Amount on Record
Deed Book / Page	8306 / 77
Record Refreshed	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	124 PINE ST, RAMSEY, NJ 07446-2359
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	INSIGHT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042810365
Date	Jul 20, 2021
Book Page	4281/365
Instrument	2021116284

Lender

Name	CONNECTONE BANK
Type	Bank
Address	ENGLEWOOD CLIFFS, NJ 07632

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Aug 01, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.25%
Index	Other
Max Rate	7.25%

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,474,100 (+0.66%) Land $416,000 Building $1,058,100	$1,474,100 (+0.66%) Land $416,000 Building $1,058,100
2025	$30,152.00 (+2.64%)	$1,464,400 (+40.67%) Land $416,000 Building $1,048,400	$1,464,400 (+40.67%) Land $416,000 Building $1,048,400
2024	$29,377.00 (+7.59%)
2023		$1,041,000 Land $276,000 Building $765,000	$1,041,000 Land $276,000 Building $765,000
2022	$27,305.00

Flood & Wildfire

124 Pine St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 2nd percentile of exposed land nationally · 6th in New Jersey
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.