123 Pine St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 123 Pine St, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details1,920 sqft · built 1965
Lot Size0.459 acres (19,994 sqft)
OwnerIndividual Name on Record
Tax Bill$12,716 (2025)
Flood ZoneZone X (minimal risk)
APN48-03211-0000-00022

Property Details

APN / Parcel Number

Primary APN48-03211-0000-00022
Alternative APN
  • 480321100022

Interior

Stories1 Story
Building Area1,920 sqft Living Area
1st Floor Area1,920 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Construction TypeFrame
Lot Area19,994 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address123 PINE ST
CityRAMSEY
StateNJ
Zip07446-2358
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description0.459AC
Legal Block3211
Legal Lot Number22
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group4
Census Block4017
Census Tract44100

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address123 PINE ST, RAMSEY, NJ 07446-2358
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$619,500 (+0.31%) Land $408,400 Building $211,100$619,500 (+0.31%) Land $408,400 Building $211,100
2025$12,716.00 (+5.24%)$617,600 (+44.23%) Land $408,400 Building $209,200$617,600 (+44.23%) Land $408,400 Building $209,200
2024$12,083.00 (+7.59%)
2023$428,200 Land $271,000 Building $157,200$428,200 Land $271,000 Building $157,200
2022$11,231.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims3 (1992–2011)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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