112 Pine St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 112 Pine St, Ramsey, NJ 07446 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1929
Square Footage	2,182 sqft Living Area
Lot Size	25,613 sqft (0.588 acres)
Occupancy	Owner Occupied
Tax Bill	$15,846.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`48-03501-0000-00014`
Alternative APN	`480350100014`

Interior

Building Area	2,182 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Frame Construction
Lot Area	25,613 sqft (0.588 acres)
Depth X Width	205 ft x 125 ft Depth x Width
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	112 PINE ST
City	RAMSEY
State	NJ
Zip	07446-2359
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	0.588AC
Legal Block	3501
Legal Lot Number	14
Jurisdiction	BERGEN NJ
Minor Civil Division	RAMSEY
Census Blockgroup	4
Census Block	4020
Census Tract	44100

Owner

Source: Bergen County and Ramsey Borough records · APN 48-03501-0000-00014

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	112 PINE ST, RAMSEY, NJ 07446-2359
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	112 PINE ST, RAMSEY, NJ 07446-2359
Transaction Type	Mortgage
Record Updated	May 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040610895
Date	Apr 07, 2021
Book Page	4061/895
Instrument	2021051404

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Mar 01, 2036

Interest

Rate Type	Adjustable Rate
Rate	2.69%
Type Change Date	Mar 01, 2026
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.69%
Index	Prime Rate
Max Rate	8.69%

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$772,900 (+0.43%) Land $418,100 Building $354,800	$772,900 (+0.43%) Land $418,100 Building $354,800
2025	$15,846.00 (+8.13%)	$769,600 (+48.2%) Land $418,100 Building $351,500	$769,600 (+48.2%) Land $418,100 Building $351,500
2024	$14,654.00 (+7.58%)
2023		$519,300 Land $277,400 Building $241,900	$519,300 Land $277,400 Building $241,900
2022	$13,621.00

Flood & Wildfire

112 Pine St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 6th percentile of exposed land nationally · 16th in New Jersey
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.