Monterey County property record for 124 Paddon Rd, Royal Oaks, CA 95076
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 1999 |
| Lot Size | 1.26 acres (55,321 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Nov 2004) |
| Tax Bill | $6,607 (2025) |
| Deeds & Mortgages | Jun 2022 Reverse Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 412-091-062-000 |
| Primary APN | 412-091-062-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 1,620 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile Home |
| Lot Area | 55,321 sqft |
| Garage Type | Detached |
| Old Parcel Number | 412-091-062 |
|---|---|
| Street Address | 124 PADDON RD |
| City | ROYAL OAKS |
| State | CA |
| Zip | 95076-9021 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | VOL 10 PAR MAPS PG 36 PAR 2 1.278 AC R/W & EXC R/W |
| Legal Subdivision | PM10 36 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | PAJARO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 14601 |
124 Paddon Rd, a mobile home, is owned and occupied by an individual who bought it in November 2004.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 124 PADDON RD, ROYAL OAKS, CA 95076-9021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2022 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Aug 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2004 · Amount on File |
| Deed Sale | Nov 10, 2004 · Amount on File |
| Prior Sale | Jun 8, 1999 · Amount on File |
| Deed Document Number | 2004119978 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 124 PADDON RD, ROYAL OAKS, CA 95076-9021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 124 PADDON RD, ROYAL OAKS, CA 95076-9021 |
| Document Number | 0000026935 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 2022026935 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.64% |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 9.64% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 124 PADDON RD, ROYAL OAKS, CA 95076-9021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000035618 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | 2018035618 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 124 Paddon Rd was $6,607 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $568,699 (+2%) Land $390,985 Building $177,714 | |
| 2025 | $6,607.00 Homeowner's exemption | $557,549 Land $383,319 Building $174,230 |
| 2023 | $5,881.00 (+1.77%) Homeowner's exemption | $535,900 Land $368,435 Building $167,465 |
| 2022 | $5,779.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 124 Paddon Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1982–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Paddon Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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