114 Paddon Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 114 Paddon Rd, Royal Oaks, CA 95076

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,440 sqft · built 1993
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on File
Last Sale$475,000 (May 2002)
Tax Bill$8,381 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN412-091-039-000

Property Details

APN / Parcel Number

Primary APN412-091-039-000
Alternative APN
  • 412-091-039

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,440 sqft Living Area
1st Floor Area1,440 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleMobile Home
Lot Area130,680 sqft

Location & Zoning

Old Parcel Number412-091-039
Street Address114 PADDON RD
CityROYAL OAKS
StateCA
Zip95076-9021
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOCKE PADDON SUB OF WATSONVILLE FARMS POR OF LOTS 10 & 11 SHOWN AS PARCEL 3 IN VOL 4 OF PARCEL MPS PG 95 3 AC RW & EXC RW
Legal SubdivisionLOCKE PADDON SUB OF WATSONVILLE FARMS
Legal Lot Number10,11
JurisdictionMONTEREY CA
Township / Civil DivisionPAJARO
Census Block Group3
Census Block3000
Census Tract14601

Owner

114 Paddon Rd, a mobile home, is owned and occupied by two individuals who acquired it in March 2004.

Source: Monterey County records, as of August 6, 2026

Owner of Record2 Individual Names on File
Mailing Address114 PADDON RD, ROYAL OAKS, CA 95076-9021
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2002 · Amount on File
Deed SaleMay 17, 2002 · Amount on File
Deed Document Number200247071
Last Transfer DateMar 4, 2004
Transfer Doc0000027070
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address114 PADDON RD, ROYAL OAKS, CA 95076-9021
Transaction TypeMortgage
Record UpdatedOct 27, 2021
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 PADDON RD, ROYAL OAKS, CA 95076-9021

Mortgage

Document Number0000069885
DateOct 14, 2021
Instrument2021069885
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 114 Paddon Rd was $8,381.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$715,751 (+2%) Land $263,697 Building $452,054
2025$8,381.00$701,718 Land $258,527 Building $443,191
2023$6,439.00 (-0.2%)$580,000 Land $400,000 Building $180,000
2022$6,452.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 114 Paddon Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1982–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Paddon Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 69% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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