Chautauqua County and Dunkirk City property record for 124 Otter St, Dunkirk, NY 14048
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,414 sqft · built 1965 |
| Lot Size | 1.06 acres (46,600 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $4,227 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| APN | 060300 62.04-1-13 |
| Primary APN | 060300 62.04-1-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,414 sqft Living Area |
| 1st Floor Area | 2,414 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 46,600 sqft (1.06 acres) |
| Lot Dimensions | 233 ft deep x 200 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Porch Area | 312 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 030135300 |
|---|---|
| Street Address | 124 OTTER ST |
| City | DUNKIRK |
| State | NY |
| Zip | 14048-1241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | INCLUDES 25-2-1 200 X 233 RES; OLD APN: 060300 25-2-2 |
| Legal Block | 1 |
| Legal Lot Number | 13.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | DUNKIRK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 35500 |
Source: Chautauqua County and Dunkirk City records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 124 OTTER ST, DUNKIRK, NY 14048-1241 |
| Owner Type | Company |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 17, 2013 |
| Transfer Doc | 0000002013/000000330 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 124 OTTER ST, DUNKIRK, NY 14048-1241 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | MT2025004080 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | MT2025004080 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| Municipality | Dunkirk City |
| Unified School District | Dunkirk City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,227.00 | $105,000 (-) Land $15,700 Building $89,300 | $238,636 (+25%) Land $35,682 Building $202,954 |
| 2023 | $105,000 Land $15,700 Building $89,300 | $190,909 Land $28,545 Building $162,364 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNKIRK CITY serves 12,743 people · EPA ID NY0600360 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2022 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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