124 Orchard Ln, Dekalb, IL 60115 Property Records

DeKalb County property record for 124 Orchard Ln, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba
Lot Size	0.155 acres (6,769 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Mar 2014)
Tax Bill	$4,232 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-14-306-008`

Property Details

APN / Parcel Number

Primary APN	`08-14-306-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	6,769 sqft (0.155 acres)
Lot Dimensions	111 ft deep x 60 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0814306008
Street Address	124 ORCHARD LN
City	DEKALB
State	IL
Zip	60115-1918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TILTON PARK SUB - LOT 3 BLOCK 1
Legal Subdivision	TILTON PARK SUB
Legal Block	1
Legal Lot Number	3
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	3
Census Block	3027
Census Tract	900

Owner

Source: DeKalb County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	124 ORCHARD LN, DEKALB, IL 60115-1918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Dec 21, 2023	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Oct 27, 2022	Deed of Trust, Mortgage · FHA Mortgage COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 28, 2014 · Amount on Record
Deed Sale	Mar 28, 2014 · Amount on Record
Prior Sale	May 10, 2010 · Amount on Record
Deed Document Number	20142607
Prior Transfer Date	Jan 29, 2009
Prior Transfer Doc	0000001477
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Recording Date	Jul 10, 2026
Property Address	124 ORCHARD LN, DEKALB, IL 60115-1918
Document Number	0000005965
Instrument Date	Jun 18, 2026
Instrument	20265965
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	124 ORCHARD LN, DEKALB, IL 60115-1918

Mortgage

Document Number	0000005965,
Date	Jul 10, 2026
Instrument	20265965

Lender

Name	FIRST AMERICAN BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	124 ORCHARD LN, DEKALB, IL 60115-1918
Transaction Type	Mortgage
Record Updated	Jan 5, 2024
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009038
Date	Dec 21, 2023
Instrument	2023009038

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	124 ORCHARD LN, DEKALB, IL 60115-1918
Transaction Type	Mortgage
Record Updated	Nov 11, 2022
Title Company	CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010295
Date	Oct 27, 2022
Instrument	2022010295

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,750 (+25.6%) Land $9,743 Building $55,007	$194,250 (+25.6%) Land $29,229 Building $165,021
2024	$4,232.00
2023		$51,553 Land $7,757 Building $43,796	$154,659 Land $23,271 Building $131,388

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	12 (1982–2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Digital Network Access Communications.

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