120 Orchard Ln, Dekalb, IL 60115 Property Records

DeKalb County property record for 120 Orchard Ln, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba
Lot Size	0.18 acres (7,855 sqft)
Owner	Individual Name on Record
Last Sale	$111,000 (Jun 2018)
Tax Bill	$2,868 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-14-306-009`

Property Details

APN / Parcel Number

Primary APN	`08-14-306-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	7,855 sqft (0.18 acres)
Lot Dimensions	114 ft deep x 70 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0814306009
Street Address	120 ORCHARD LN
City	DEKALB
State	IL
Zip	60115-1918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TILTON PARK SUB - LOT 4 BLOCK 1
Legal Subdivision	TILTON PARK SUB
Legal Block	1
Legal Lot Number	4
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	3
Census Block	3027
Census Tract	900

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 ORCHARD LN, DEKALB, IL 60115-1918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage RESOURCE BANK
Jun 6, 2018	Warranty Deed, Transfer · Conventional with PMI RESOURCE BK
Aug 30, 2017	Warranty Deed, Transfer · Conventional with PMI MORTGAGE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2018 · Amount on Record
Deed Sale	Jun 6, 2018 · Amount on Record
Prior Sale	Aug 30, 2017 · Amount on Record
Deed Document Number	20185360
Prior Transfer Date	Mar 23, 2006
Prior Transfer Doc	0000005175
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	120 ORCHARD LN, DEKALB, IL 60115-1918
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210000002071
Date	Feb 17, 2021
Instrument	2021002071

Lender

Name	RESOURCE BANK
Type	Bank
Address	DEKALB, IL 60115

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.74%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 6, 2018
Property Address	120 ORCHARD LN, DEKALB, IL 60115-1918
Document Number	0000005360
Instrument Date	May 29, 2018
Instrument	5360
Transaction Type	Transfer
Record Updated	Jun 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 ORCHARD LN DEKALB IL 601151918, DEKALB, IL 60115-1918

Mortgage

Document Number	5361
Date	Jun 6, 2018
Instrument	5361

Lender

Name	RESOURCE BK
Type	Bank
Address	DEKALB, IL 60115

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2048

Interest

Rate	4.5%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Aug 30, 2017
Property Address	120 ORCHARD LN, DEKALB, IL 60115-1918
Document Number	0000008480
Instrument Date	Aug 25, 2017
Instrument	8480
Transaction Type	Transfer
Record Updated	Aug 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$93.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4740 LAKE TRAIL DR LISLE IL 605321429, LISLE, IL 60532-1429

Mortgage

Document Number	8481
Date	Aug 30, 2017
Instrument	8481

Lender

Name	MORTGAGE SVCS
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2047

Interest

Rate Type	Fixed Rate
Rate	4.62%

Mortgage

Document Number	8482,
Date	Aug 30, 2017
Instrument	8482

Lender

Name	COMMUNITY DEV CORP
Type	Construction/Development Company
Address	CHICAGO, IL 60601

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,002 (+25.6%) Land $11,490 Building $34,512	$138,006 (+25.6%) Land $34,470 Building $103,536
2024	$2,868.00
2023		$36,626 Land $9,148 Building $27,478	$109,878 Land $27,444 Building $82,434

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	12 (1982–2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: DNA Communications.

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