116 Orchard Ln, Dekalb, IL 60115 Property Records

DeKalb County property record for 116 Orchard Ln, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · built 1953
Lot Size	0.16 acres (6,986 sqft)
Owner	Individual Name on File
Last Sale	$153,500 (Jul 2019)
Tax Bill	$3,361 (2024)
Deeds & Mortgages	Oct 2023 Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-14-306-010`

Property Details

APN / Parcel Number

Primary APN	`08-14-306-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Aluminum/Vinyl
Lot Area	6,986 sqft (0.16 acres)
Lot Dimensions	117 ft deep x 60 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0814306010
Street Address	116 ORCHARD LN
City	DEKALB
State	IL
Zip	60115-1918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TILTON PARK SUB - LOT 5 BLOCK 1
Legal Subdivision	TILTON PARK SUB
Legal Block	1
Legal Lot Number	5
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	3
Census Block	3027
Census Tract	900

Owner

Source: DeKalb County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	116 ORCHARD LN, DEKALB, IL 60115-1918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 1, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 4, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jul 17, 2019	Warranty Deed, Transfer · FHA Mortgage DRAPER & KRAMER MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 17, 2019 · Amount on Record
Deed Sale	Jul 17, 2019 · Amount on Record
Prior Sale	Jun 26, 2014 · Amount on Record
Deed Document Number	20196103
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	116 ORCHARD LN, DEKALB, IL 60115-1918
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 ORCHARD LN, DEKALB, IL 60115-1918

Mortgage

Document Number	0000007154
Date	Oct 10, 2023
Instrument	2023007154

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Aug 1, 2049

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	116 ORCHARD LN, DEKALB, IL 60115-1918
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 ORCHARD LN, DEKALB, IL 60115-1918

Mortgage

Document Number	0000005313
Date	Jun 1, 2022
Instrument	2022005313

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Aug 1, 2049

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	116 ORCHARD LN, DEKALB, IL 60115-1918
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 ORCHARD LN, DEKALB, IL 60115-1918

Mortgage

Document Number	0000007263
Date	Jun 4, 2021
Instrument	2021007263

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Aug 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jul 17, 2019
Property Address	116 ORCHARD LN, DEKALB, IL 60115-1918
Document Number	0000006103
Instrument Date	Jul 16, 2019
Instrument	6103
Transaction Type	Transfer
Record Updated	Aug 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$153.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 ORCHARD LN DEKALB IL 601151918, DEKALB, IL 60115-1918

Mortgage

Document Number	6104
Date	Jul 17, 2019
Instrument	6104

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

Mortgage

Document Number	6105,
Date	Jul 17, 2019
Instrument	6105

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,773 (+25.6%) Land $10,049 Building $42,724	$158,319 (+25.6%) Land $30,147 Building $128,172
2024	$3,361.00
2023		$42,018 Land $8,001 Building $34,017	$126,054 Land $24,003 Building $102,051

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	12 (1982–2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Digital Network Access Communications.

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