1. Home
  2. North Carolina
  3. Rutherford County
  4. Spindale
  5. Oak St

124 Oak St, Spindale, NC 28160 Property Records

Rutherford County property record for 124 Oak St, Spindale, NC 28160

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details0.5 ba · 1,854 sqft · built 1965
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$25,000 (Sep 2013)
Tax Bill$660 (2025)
Deeds & MortgagesDec 2019 Transfer
Flood ZoneZone X (minimal risk)
APN1214963

Property Details

APN / Parcel Number

Primary APN1214963
Alternative APN
  • 21118

Interior

Full Baths0.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,854 sqft Gross Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialTar & Gravel
Lot Area8,712 sqft (0.2 acres)
Canopy162 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address124 OAK ST
CitySPINDALE
StateNC
Zip28160-1501
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeGC
Legal DescriptionGPIN:1529075759460000; BLDG DAVIS & OAK ST
Legal SubdivisionRUTHERFORDTON
JurisdictionRUTHERFORD NC
Township / Civil DivisionRUTHERFORDTON
Census Block Group2
Census Block2012
Census Tract960600

Owner

Source: Rutherford County records, as of August 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address150 OAK ST, SPINDALE, NC 28160-1501
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2013 · Amount on Record
Deed SaleSep 23, 2013 · Amount on Record
Prior SaleMar 28, 2013 · Amount on Record
Deed Document Number20132794
Deed Book / Page1071 / 455
Last Transfer DateDec 18, 2019
Transfer Doc0020283813
Record UpdatedJun 8, 2026

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRUTHERFORD NC
Recording DateDec 18, 2019
Property Address124 OAK ST, SPINDALE, NC 28160-1501
Document Number0020283813
Book / Page002028 / 003813
Instrument DateDec 18, 2019
Instrument6383
Transaction TypeTransfer
Record UpdatedJan 7, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address266 GEORGIA AVE FOREST CITY NC 280433728, FOREST CITY, NC 28043-3728

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
MunicipalitySpindale Town
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$660.00 (+842.86%)$56,200 (-) Land $21,500 Building $34,700$56,200 (-) Land $21,500 Building $34,700
2023$56,200 Land $21,500 Building $34,700$56,200 Land $21,500 Building $34,700
2022$70.00 (-90.03%)
2021$702.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD RIVER WATER AUTHORITY
serves 19,136 people · EPA ID NC0181035
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable		2,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Pangaea Internet, T-Mobile.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures