Scott County property record for 124 Merganser Ct, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,301 sqft · built 2004 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $699,000 (Jul 2026) |
| Tax Bill | $5,093 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jun 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 131-00-089.000 |
| Primary APN | 131-00-089.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 16 Rooms |
| Stories | 2 Stories |
| Building Area | 3,301 sqft Living Area |
| 1st Floor Area | 2,293 sqft |
| Basement Area | 3,301 sqft |
| Finished Basement | 3,301 sqft |
| Unfinished Basement | 2,293 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 30,928 sqft (0.71 acres) |
| Garage Type | Attached |
| Garage Area | 752 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 124 MERGANSER CT |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MALLARD POINT |
| Legal Subdivision | MALLARD POINT |
| Legal Block | E |
| Legal Lot Number | 34 |
| Legal Unit | 1 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | STAMPING GROUND |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 40502 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 124 MERGANSER CT, GEORGETOWN, KY 40324-9218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY MORTGAGE LLC |
| Oct 30, 2012 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Feb 18, 2008 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Aug 25, 2010 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Dec 9, 2025 | Deed, Transfer |
| Jul 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage RIVER CITY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2026 · Amount on Record |
| Deed Sale | Jul 20, 2026 · Amount on Record |
| Prior Sale | Dec 9, 2025 · Amount on Record |
| Deed Document Number | 2026595317 |
| Deed Book / Page | 467 / 434 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 20, 2026 |
| Property Address | 124 MERGANSER CT, GEORGETOWN, KY 40324-9218 |
| Document Number | 0000595317 |
| Book / Page | 467 / 434 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 2026595317 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Title Company | PRECISE TITLE INC, PRECISE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70,599.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 124 MERGANSER CT, GEORGETOWN, KY 40324-9218 |
| Document Number | 0000595317, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 1909/480 |
| Instrument | 2026595317 |
| Name | DAS ACQUISITION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 124 MERGANSER CT, GEORGETOWN, KY 40324-9218 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0M1618/516 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | M1618/516 |
| Instrument | 438275 |
| Name | RIVER CITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DAYTON, OH 45420 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 124 MERGANSER CT, GEORGETOWN, KY 40324-9218 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1107/679 |
|---|---|
| Date | Oct 30, 2012 |
| Book Page | M1107/679 |
| Instrument | 230723 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 124 MERGANSER CT, GEORGETOWN, KY 40324-9218 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | TITLE SOURCES INC, TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 00M886/119 |
|---|---|
| Date | Feb 18, 2008 |
| Book Page | M886/119 |
| Instrument | 166263 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | LIVONIA, MI 48152 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 124 MERGANSER CT, GEORGETOWN, KY 40324-9218 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1001/433 |
|---|---|
| Date | Aug 25, 2010 |
| Book Page | M1001/433 |
| Instrument | 201498 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | LIVONIA, MI 48152 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Dec 9, 2025 |
| Property Address | 124 MERGANSER CT, GEORGETOWN, KY 40324-9218 |
| Document Number | 00D462/603 |
| Book / Page | D462 / 603 |
| Map Reference | SL 442 |
| Instrument Date | Dec 8, 2025 |
| Instrument | 565216 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $640.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 125 JENNI LN, DRY RIDGE, KY 41035-7656 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 124 MERGANSER CT, GEORGETOWN, KY 40324-9218 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 16, 2020 |
| Property Address | 124 MERGANSER CT, GEORGETOWN, KY 40324-9218 |
| Document Number | 00D415/775 |
| Book / Page | D415 / 775 |
| Map Reference | SL 442 |
| Instrument Date | Jun 5, 2020 |
| Instrument | 418814 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | BRB TRUST TITLE AGENCY, BRB TRUST TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 132 MERGANSER CT, GEORGETOWN, KY 40324-9218 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 124 MERGANSER CT, GEORGETOWN, KY 40324-9218 |
| Document Number | 0000418815 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 418815 |
| Name | RIVER CITY MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $640,000 (+11.91%) | $640,000 (+11.91%) | |
| 2025 | $5,093.00 (+17.65%) | $571,900 (+19.77%) | $571,900 (+19.77%) |
| 2023 | $4,329.00 | $477,500 Land $89,000 Building $388,500 | $477,500 Land $89,000 Building $388,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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