124 McGregor St, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 124 McGregor St, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 966 sqft · built 1925
Lot Size	0.095 acres (4,140 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Dec 2024)
Tax Bill	$3,525 (2025)
Deeds & Mortgages	Apr 2022 Sale May 2017 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`41-22-01-478-004`

Property Details

APN / Parcel Number

Primary APN	`41-22-01-478-004`
Alternative APNs	`0091456-000000-8` `10004689517`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	966 sqft Living Area
Gross Area	1,110 sqft
Upper Floors Area	432 sqft
Flooring	Plywood

Exterior

Year Built	Built 1925
Architectural Style	Other
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Wood Shingle
Lot Area	4,140 sqft (0.095 acres)
Lot Dimensions	92 ft deep x 45 ft wide

Exterior Amenities

Pool Area	28 sqft
Porch	Porch
Porch Area	144 sqft
Deck Area	40 sqft
Patio Area	144 sqft
Fence	Fence
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004689517
Old Parcel Number	00914560000008
Street Address	124 MCGREGOR ST
City	PUNTA GORDA
State	FL
Zip	33950-3617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR-10
Legal Description	PUG 000 0009 000J PUNTA GORDA BLK 9 LT J & N1/2 VAC ALLEYWAY 226/79 372/21 563/1733 ORD505 597/1734 1629/1011
Legal Range	22E
Legal Township	41S
Legal Section	01
Legal Subdivision	PUNTA GORDA
Legal Block	9
Legal Lot Number	J
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1008
Census Tract	10301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Punta Gorda Residential District listed 1991 · 126 contributing resources · NRIS 90002103

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	124 MCGREGOR ST, PUNTA GORDA, FL 33950-3617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 15, 2017	Loan Modification, Mortgage · Line of Credit GATEWAY BK/SW FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2024 · Amount on Record
Deed Sale	Dec 30, 2024 · Amount on Record
Prior Sale	Apr 28, 2022 · Amount on Record
Deed Document Number	3480448
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 28, 2022
Property Address	124 MCGREGOR ST, PUNTA GORDA, FL 33950-3617
Document Number	0049731206
Book / Page	4973 / 1206
Map Reference	MB 1 PG 23-A
Instrument Date	Apr 28, 2022
Instrument	3094464
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,814.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2366, HUNTINGTON, NY 11743-0900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 MCGREGOR ST, PUNTA GORDA, FL 33950-3617

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLOTTE FL
Property Address	124 MCGREGOR ST, PUNTA GORDA, FL 33950-3617
Document Number	0042171656
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6710 PROFESSIONAL PKWY W #100 LAKEWOOD RANCH FL 342408588, 100, LAKEWOOD RANCH, FL 34240-8588

Mortgage

Document Number	0042171656
Date	Jul 11, 2017
Book Page	004217/001656
Instrument	2537350

Lender

Name	GATEWAY BK/SW FL
Type	Bank
Address	1100 S TAMIAMI TRL, SARASOTA, FL 34236-9129

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,525.00 (-28.31%) Homeowner's exemption	$253,154 (-12.31%)	$165,460 (-2.56%) Land $117,855 Building $47,605
2023	$4,917.00 (+77.96%)	$288,686 (+60.2%)	$169,815 (-5.76%) Land $126,585 Building $43,230
2022	$2,763.00	$180,200 Land $103,887 Building $76,313	$180,200 Land $103,887 Building $76,313

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 308 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	556 units insured incl. 248 condo units
Nearby Flood Claims	627 (1979–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 183 claims Hurricane Helene, Oct 2024 · 187 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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