312 McGregor St, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 312 McGregor St, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,044 sqft · built 1956
Lot Size	0.226 acres (9,858 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Apr 2023)
Tax Bill	$3,294 (2025)
Deeds & Mortgages	Jun 2023 Transfer Apr 2023 Sale
Flood Zone	Zone AE (high risk)
APN	`412307103006`

Property Details

APN / Parcel Number

Primary APN	`412307103006`
Alternative APNs	`00919080000002` `10004702026`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
Gross Area	1,476 sqft
1st Floor Area	1,044 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Masonry/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,858 sqft (0.226 acres)
Lot Dimensions	93 ft deep x 106 ft wide
Driveway	Driveway
Driveway Area	1 sqft
Porch	Enclosed/Screened Porch
Porch Area	356 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00919080000002
Street Address	312 MCGREGOR ST
City	PUNTA GORDA
State	FL
Zip	33950-4846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR-10
Legal Description	PUNTA GORDA BLK 47 LTS 9 & 10 895/2148-56 894/1878 1845/395 2609/524 FJ2738/599 DC3235/1324FLS PR08-51-FLS 3252/1115 AFF3279/1779 3295/1532 3909/1374 3248927 3273452
Legal Range	23E
Legal Township	41S
Legal Section	07
Legal Subdivision	PUNTA GORDA
Legal Tract	PUG
Legal Block	47
Legal Lot Number	9,10
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1045
Census Tract	10301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Punta Gorda Residential District listed 1991 · 126 contributing resources · NRIS 90002103

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Charlotte County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	312 MCGREGOR ST, PUNTA GORDA, FL 33950-4846
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Intrafamily Transfer, Transfer ESQUIRE LAND TITLE INC
Apr 12, 2023	Warranty Deed, Transfer ESQUIRE LAND TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2023 · Amount on Record
Deed Sale	Apr 12, 2023 · Amount on Record
Prior Sale	Oct 14, 2014 · Amount on Record
Deed Document Number	20233248927
Last Transfer Date	Jun 2, 2023
Transfer Doc	0003273452
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 2, 2023
Property Address	312 MCGREGOR ST, PUNTA GORDA, FL 33950-4846
Document Number	0003273452
Map Reference	MB 1 PG 47
Instrument Date	Jun 2, 2023
Instrument	3273452
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	ESQUIRE LAND TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 S INDIES DR, DUCK KEY, FL 33050-3719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 MCGREGOR ST, PUNTA GORDA, FL 33950-4846

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 12, 2023
Property Address	312 MCGREGOR ST, PUNTA GORDA, FL 33950-4846
Document Number	0003248927
Map Reference	MB 1 PG 47
Instrument Date	Apr 11, 2023
Instrument	3248927
Transaction Type	Transfer
Record Updated	May 3, 2023
Title Company	ESQUIRE LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$2,905.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3819 TURTLE DOVE BLVD, PUNTA GORDA, FL 33950-7608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 S INDIES DR, DUCK KEY, FL 33050-3719

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,294.00 (-23.43%)	$239,255 (-10.73%) Land $238,405 Building $850	$239,255 (-29.14%) Land $238,405 Building $850
2024	$4,302.00 (-20.41%)
2023	$5,405.00 (+6.69%)	$268,018 (-29.39%)	$337,638 (-11.05%) Land $301,252 Building $36,386
2022	$5,066.00	$379,569 Land $247,234 Building $132,335	$379,569 Land $247,234 Building $132,335

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 308 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	556 units insured incl. 248 condo units
Nearby Flood Claims	627 (1979–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 183 claims Hurricane Helene, Oct 2024 · 187 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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