111 McGregor St, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 111 McGregor St, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 928 sqft · built 1925
Lot Size	0.434 acres (18,900 sqft)
Owner	Individual Name on Record
Last Sale	$825,000 (May 2026)
Tax Bill	$3,976 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2020 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`412201477006`

Property Details

APN / Parcel Number

Primary APN	`412201477006`
Alternative APN	`10004689513`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	928 sqft Living Area
Gross Area	1,367 sqft
1st Floor Area	928 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1941
Exterior Material	Combination
Construction Type	Frame
Roof Material	Metal
Lot Area	18,900 sqft (0.434 acres)
Lot Dimensions	210 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	288 sqft
Driveway	Brick Driveway
Driveway Area	2,204 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	175 sqft
Patio Area	264 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Street Address	111 MCGREGOR ST
City	PUNTA GORDA
State	FL
Zip	33950-3616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR-10
Legal Description	PUNTA GORDA BLK 10 THE SOUTHEASTERLY 90 FT OF LOTS 5 & 6 LESS THE SW 1 FT OF SE 90 FT LOT 5 AKA P9 & P9-1 PR73-226 180/498 322/176 431/384 482/201 482/202 819/1556 DC1170/1344 1194/1092 1198/149 1198/151 1218/1506 1435/467 DC1429/1062 DC1
Legal Range	22E
Legal Township	41S
Legal Section	01
Legal Subdivision	PUNTA GORDA
Legal Tract	PUG
Legal Block	10
Legal Lot Number	5,6
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1015
Census Tract	10301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Punta Gorda Residential District listed 1991 · 126 contributing resources · NRIS 90002103

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Charlotte County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	811 E MANOR RD, INDEPENDENCE, MO 64055-1728
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMIERCA NA
Mar 18, 2020	Deed of Trust, Mortgage · Line of Credit IBERIABANK
Mar 1, 2018	Warranty Deed, Transfer · Construction Mortgage RIMBOLD ART & YOLANDO
Dec 11, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Mar 1, 2018 · Amount on Record
Deed Document Number	20263649005
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 29, 2026
Property Address	111 MCGREGOR ST, PUNTA GORDA, FL 33950-3616
Document Number	0003649005
Instrument Date	May 26, 2026
Instrument	20263649005
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TITLE & CLOSINGS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$583,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	811 E MANOR RD, INDEPENDENCE, MO 64055-1728

Mortgage

Document Number	0003649006,
Date	May 29, 2026
Instrument	20263649006

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	111 MCGREGOR ST, PUNTA GORDA, FL 33950-3616
Document Number	0045600537
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	336 STIRRUP KEY BLVD MARATHON FL 330502927, MARATHON, FL 33050-2927

Mortgage

Document Number	0045600537
Date	Apr 3, 2020
Book Page	004560/000537
Instrument	2801430

Lender

Name	IBERIABANK
Type	Bank
Address	FORT MYERS, FL 33919

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2050

Interest

Rate Type	Adjustable Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 1, 2018
Property Address	111 MCGREGOR ST, PUNTA GORDA, FL 33950-3616
Document Number	0042871277
Book / Page	004287 / 001277
Instrument Date	Mar 1, 2018
Instrument	2591150
Transaction Type	Transfer
Record Updated	Apr 19, 2018
Title Company	HOMETOWN TITLE AND CLOSING SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14600 EAGLES LOOKOUT CT FORT MYERS FL 339126826, FORT MYERS, FL 33912-6826

Mortgage

Document Number	42871279
Date	Mar 1, 2018
Book Page	004287/001279
Instrument	2591151

Lender

Name	RIMBOLD ART & YOLANDO
Address	4083 BYRON RD, HOWELL, MI 48855-9308

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 28, 2019

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 11, 2017
Property Address	111 MCGREGOR ST, PUNTA GORDA, FL 33950-3616
Document Number	0042620537
Book / Page	004262 / 000537
Instrument Date	Nov 9, 2017
Instrument	2571121
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	621 W RETTA ESPLANADE PUNTA GORDA FL 339505410, PUNTA GORDA, FL 33950-5410

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,976.00 (-46.8%)	$239,291 (-43.29%) Land $235,467 Building $3,824	$239,291 (-39.35%) Land $235,467 Building $3,824
2023	$7,474.00 (+7.26%)	$421,953 (-4.93%)	$394,540 (-11.11%) Land $297,540 Building $97,000
2022	$6,968.00	$443,828 Land $244,188 Building $199,640	$443,828 Land $244,188 Building $199,640

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 308 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	556 units insured incl. 248 condo units
Nearby Flood Claims	627 (1979–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 183 claims Hurricane Helene, Oct 2024 · 187 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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