124 Leeward Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 124 Leeward Dr, Miramar Beach, FL 32550

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,570 sqft · built 2000
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Apr 2015)
Tax Bill$2,350 (2024)
Deeds & MortgagesNov 2019 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN28-2S-21-42600-000-0300

Property Details

APN / Parcel Number

Primary APN28-2S-21-42600-000-0300
Alternative APN
  • 1060796

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,570 sqft Living Area
Gross Area2,346 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.189 acres)
Lot Dimensions10.9 ft deep x 7.6 ft wide
Garage TypeFinished
Garage Area420 sqft

Exterior Amenities

PorchPorch
Porch Area236 sqft
Patio Area120 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1060796
Street Address124 LEEWARD DR
CityMIRAMAR BEACH
StateFL
Zip32550-4122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 30 SEASPRAY PB 14-18 OR 2300-1177 OR 2602-2669 OR 2796-3840 OR 2976-2295
Legal Range21W
Legal Township02S
Legal Section28
Legal SubdivisionSEASPRAY
Legal Lot Number30
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1048
Census Tract950609

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address124 LEEWARD DR, MIRAMAR BEACH, FL 32550-4122
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Oct 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
FBT MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 15, 2015 · Amount on Record
Deed SaleApr 15, 2015 · Amount on Record
Prior SaleJul 8, 2008 · Amount on Record
Deed Document Number2015661318798
Deed Book / Page2976 / 2295
Record UpdatedJun 8, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address124 LEEWARD DR, MIRAMAR BEACH, FL 32550-4122
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031252957
DateNov 26, 2019
Book Page3125/2957
Instrument20190041619
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address124 LEEWARD DR, MIRAMAR BEACH, FL 32550-4122
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 LEEWARD DR, MIRAMAR BEACH, FL 32550-4122

Mortgage

Document Number0031631716
DateOct 8, 2020
Book Page3163/1716
Instrument20200039833
Lender
NameFBT MORTGAGE LLC
TypeMortgage Company
AddressOCEAN SPRINGS, MS 39564
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$584,718 (+5.34%) Land $125,000 Building $459,718$584,718 (+5.34%) Land $125,000 Building $459,718
2024$2,350.00 (+4.03%)
2023$2,259.00 (+1.44%) Homeowner's exemption$555,092 (+19.88%) Land $84,441 Building $470,651$555,092 (+19.88%) Land $84,441 Building $470,651
2022$2,227.00 Homeowner's exemption$463,042 Land $93,729 Building $369,313$463,042 Land $93,729 Building $369,313

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 750 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4,168 units insured
incl. 3,418 condo units
Nearby Flood Claims64 (1995–2024)
Claims Outside the SFHA45 of 64
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, T-Mobile, Wildstar Networks.

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