124 Lake Ave E, Winsted, MN 55395 Property Records

McLeod County property record for 124 Lake Ave E, Winsted, MN 55395

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,363 sqft · built 1947
Lot Size0.275 acres (12,000 sqft)
Owner2 Individual Names on File
Tax Bill$5,224 (2026)
Deeds & MortgagesSep 2020 Mortgage
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN21.055.0460

Property Details

APN / Parcel Number

Primary APN21.055.0460

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,363 sqft Total Area
1st Floor Area1,800 sqft
Basement Area493 sqft
Finished Basement493 sqft
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1954
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,000 sqft (0.275 acres)
Lot Dimensions120 ft deep x 100 ft wide
Garage TypeCarport
Garage Area273 sqft
CarportCarport
Carport Area273 sqft
Parking Spaces1 Parking Space
PorchPatio
Porch Area40 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water

Location & Zoning

Street Address124 LAKE AVE E
CityWINSTED
StateMN
Zip55395-7858
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAS DAWSONS & US LOT 4,2-117-27 BLOCK-002 120' X 120' OF LOT 1
Legal SubdivisionDAWSONS
Legal Block2
Legal Lot Number1-2,4
JurisdictionMCLEOD MN
Township / Civil DivisionWINSTED
Census Block Group1
Census Block1003
Census Tract950100

Owner

Source: McLeod County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address124 LAKE AVE E, WINSTED, MN 55395-7858
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK
Nov 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK
Aug 23, 2012Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 18, 2012
Transfer Doc000A404511
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEOD MN
Property Address124 LAKE AVE E, WINSTED, MN 55395-7858
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000447971
DateSep 30, 2020
Instrument447971
Lender
NameWELLS FARGO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueOct 1, 2040
Interest
Rate TypeFixed Rate

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEOD MN
Property Address124 LAKE AVE E, WINSTED, MN 55395-7858
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000448701
DateNov 9, 2020
Instrument448701
Lender
NameWELLS FARGO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueOct 1, 2040
Interest
Rate TypeFixed Rate

August 2012: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCLEOD MN
Recording DateAug 23, 2012
Property Address124 LAKE AVE E, WINSTED, MN 55395-7858
Document Number000A404511
Instrument DateJul 18, 2012
InstrumentA404511
Transaction TypeTransfer
Record UpdatedMar 27, 2026

Transaction

Tax$1.65
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 LAKE AVE E, WINSTED, MN 55395-7858
Mail Care OfJANET D MILLERBERND, TRUSTEE

Tax Assessment & Valuation

Source: McLeod County assessment roll, as of March 24, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMcLeod County
MunicipalityWinsted City
Unified School DistrictHoward Lake-Waverly-Winsted (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,224.00 (+42.58%) Homeowner's exemption
2025$351,500 (+15.93%) Land $52,500 Building $299,000$351,500 (+15.93%) Land $52,500 Building $299,000
2022$303,200 Land $50,000 Building $253,200$303,200 Land $50,000 Building $253,200
2019$3,664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWinsted
serves 2,226 people · EPA ID MN1430010
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
2,000 / 1,000
TDS Telecom
Fiber
1,000 / 1,000
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Lake Ave E

Nearby Streets

Search Property Records by Address or Parcel Number