McLeod County property record for 115 Lake Ave E, Winsted, MN 55395
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,614 sqft · built 1947 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Jan 2022) |
| Tax Bill | $4,856 (2026) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21.055.0080 |
| Primary APN | 21.055.0080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,614 sqft Total Area |
| 1st Floor Area | 1,383 sqft |
| Basement Area | 815 sqft |
| Finished Basement | 815 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Garage Type | Carport |
| Garage Area | 456 sqft |
| Carport | Carport |
| Carport Area | 456 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 384 sqft |
| Patio Area | 420 sqft |
| Shed | 1 Shed |
| Shed Area | 305 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 115 LAKE AVE E |
|---|---|
| City | WINSTED |
| State | MN |
| Zip | 55395-7857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AS DAWSONS & US LOT 4,2-117-27 BLOCK-001 150' X 80' OF LOT 1 |
| Legal Subdivision | DAWSONS |
| Legal Block | 1 |
| Legal Lot Number | 1-2,4 |
| Jurisdiction | MCLEOD MN |
| Township / Civil Division | WINSTED |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 950100 |
Source: McLeod County records, as of June 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 LAKE AVE E, WINSTED, MN 55395-7857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP |
| May 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BUILDING TRADES FCU |
| Sep 8, 2017 | Deed of Trust, Mortgage BUILDING TRADES FEDERAL CREDITT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2022 · Amount on Record |
| Deed Sale | Jan 28, 2022 · Amount on Record |
| Deed Document Number | 20221375532 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEOD MN |
| Recording Date | Jan 31, 2022 |
| Property Address | 115 LAKE AVE E, WINSTED, MN 55395-7857 |
| Document Number | 0000457362 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 457362 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2022 |
| Title Company | AVENUE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $907.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 LAKE AVE E, WINSTED, MN 55395-7857 |
| Document Number | 0000457363 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 457363 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEOD MN |
| Property Address | 115 LAKE AVE E, WINSTED, MN 55395-7857 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 452542 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 452542 |
| Name | BUILDING TRADES FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 15, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEOD MN |
| Property Address | 115 LAKE AVE E, WINSTED, MN 55395-7857 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2017 |
| Name | Verified Name |
|---|
| Document Number | , A432083 |
|---|---|
| Date | Sep 8, 2017 |
| Instrument | A432083 |
| Name | BUILDING TRADES FEDERAL CREDITT UNION |
|---|---|
| Type | Credit Union |
| Address | OSSEO, MN 55369 |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | Aug 15, 2032 |
Source: McLeod County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | McLeod County |
| Municipality | Winsted City |
| Unified School District | Howard Lake-Waverly-Winsted (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,856.00 (+35.87%) Homeowner's exemption | ||
| 2025 | $329,600 (+8.67%) Land $41,600 Building $288,000 | $329,600 (+8.67%) Land $41,600 Building $288,000 | |
| 2022 | $303,300 Land $40,000 Building $263,300 | $303,300 Land $40,000 Building $263,300 | |
| 2019 | $3,574.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Winsted serves 2,226 people · EPA ID MN1430010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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