McLeod County property record for 120 Lake Ave E, Winsted, MN 55395
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,556 sqft · built 1946 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Jan 2021) |
| Tax Bill | $3,182 (2026) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21.055.0440 |
| Primary APN | 21.055.0440 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,556 sqft Total Area |
| 1st Floor Area | 1,146 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Carport |
| Garage Area | 294 sqft |
| Carport | Carport |
| Carport Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 117 sqft |
| Heating System | Hot Water |
|---|
| Street Address | 120 LAKE AVE E |
|---|---|
| City | WINSTED |
| State | MN |
| Zip | 55395-7858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AS DAWSONS & US LOT 4,2-117-27 BLOCK-002 80' X 120' OF LOT 1 |
| Legal Subdivision | DAWSONS |
| Legal Block | 2 |
| Legal Lot Number | 1-2,4 |
| Jurisdiction | MCLEOD MN |
| Township / Civil Division | WINSTED |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 950100 |
Source: McLeod County records, as of April 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 120 LAKE AVE E, WINSTED, MN 55395-7858 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2021 | Warranty Deed, Transfer · FHA Mortgage BELL BANK |
| Nov 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2021 · Amount on Record |
| Deed Sale | Jan 29, 2021 · Amount on Record |
| Prior Sale | Nov 3, 2017 · Amount on Record |
| Deed Document Number | 2021450330 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEOD MN |
| Recording Date | Jan 29, 2021 |
| Property Address | 120 LAKE AVE E, WINSTED, MN 55395-7858 |
| Document Number | 0000450330 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 450330 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2022 |
| Title Company | TITLE MARK COKATO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $643.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 LAKE AVE E, WINSTED, MN 55395-7858 |
| Document Number | 0000450331 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 450331 |
| Name | BELL BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000450332 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 450332 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEOD MN |
| Property Address | 120 LAKE AVE E, WINSTED, MN 55395-7858 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2018 |
| Name | Verified Name |
|---|
| Document Number | 432969 |
|---|---|
| Date | Nov 7, 2017 |
| Instrument | 432969 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: McLeod County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | McLeod County |
| Municipality | Winsted City |
| Unified School District | Howard Lake-Waverly-Winsted (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,182.00 (+42.05%) Homeowner's exemption | ||
| 2025 | $229,500 (+18.67%) Land $38,200 Building $191,300 | $229,500 (+18.67%) Land $38,200 Building $191,300 | |
| 2022 | $193,400 Land $36,400 Building $157,000 | $193,400 Land $36,400 Building $157,000 | |
| 2019 | $2,240.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Winsted serves 2,226 people · EPA ID MN1430010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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