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124 la Paloma Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 124 la Paloma Rd, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,034 sqft · built 2017
Lot Size0.202 acres (8,800 sqft)
Owner2 Individual Names on File
Last Sale$133,000 (Sep 2013)
Tax Bill$9,835 (2024)
Deeds & MortgagesFeb 2018 Transfer
Oct 2017 Loan Modification
Flood ZoneZone AE (high risk)
APN00547170-000000

Property Details

APN / Parcel Number

Primary APN00547170-000000
Alternative APNs
  • 22613900547170000000
  • 1670642

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories3 Stories
Building Area3,034 sqft Living Area
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2022
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,800 sqft (0.202 acres)
Lot Dimensions110 ft deep x 80 ft wide
View / LotCanal
Garage TypeCovered
Garage Area1,487 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number1670642
Street Address124 LA PALOMA RD
CityKEY LARGO
StateFL
Zip33037-4619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 6 LT 45 WINSTON WATERWAYS 2 PB5-29 KEY LARGO OR297-77 OR725-785/86 OR818-483 OR818-485 OR818-487 OR818-489 OR821-1964C OR859-1696/97 OR958-2231 OR1011-1195 OR1146-2196 OR1614-1810 OR1643-1621 OR1953-2008/43AFF OR1953-2045AFF OR2136-1904 OR2637-737
Legal Range39E
Legal Township61S
Legal Section22
Legal SubdivisionWINSTON WATERWAYS NO 2
Legal Block6
Legal Lot Number45
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2010
Census Tract970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

124 la Paloma Rd is owned and occupied by two individuals who acquired it in February 2018.

Source: Monroe County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address124 LA PALOMA RD, KEY LARGO, FL 33037-4619
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2018Quit Claim Deed, Transfer
Quitclaim
Oct 5, 2017Loan Modification, Mortgage · Conventional Mortgage
SUNCOAST CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2013 · Amount on File
Deed SaleSep 3, 2013 · Amount on File
Prior SaleJul 2, 2013
Deed Document Number20131948427
Deed Book / Page2647 / 1722
Last Transfer DateFeb 3, 2018
Transfer Doc0028910509
Record UpdatedJun 8, 2026

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateFeb 9, 2018
Property Address124 LA PALOMA RD, KEY LARGO, FL 33037-4619
Document Number0028910509
Book / Page002891 / 000509
Instrument DateFeb 3, 2018
Instrument2154655
Transaction TypeTransfer
Record UpdatedFeb 21, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 LA PALOMA RD KEY LARGO FL 330374619, KEY LARGO, FL 33037-4619

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address124 LA PALOMA RD, KEY LARGO, FL 33037-4619
Document Number0028771051
Book / Page002877 / 001051
Instrument DateOct 5, 2017
Transaction TypeMortgage
Record UpdatedNov 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address124 LA PALOMA RD KEY LARGO FL 330374619, KEY LARGO, FL 33037-4619

Mortgage

Document Number0028771051
DateNov 1, 2017
Book Page002877/001051
Instrument2141919
Lender
NameSUNCOAST CU
AddressTAMPA, FL 33610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,218,647$1,731,638 Land $912,560 Building $819,078
2024$9,835.00 (+3.11%)
2023$9,538.00 (+6.38%) Homeowner's exemption$1,149,809 (+3%)$1,504,763 (+1.65%) Land $820,930 Building $683,833
2022$8,966.00 Homeowner's exemption$1,116,320$1,480,271 Land $789,140 Building $691,131

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 la Paloma Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 245 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies245 in force
Nearby Flood Claims161 (1992–2023)
Claims Outside the SFHA6 of 161
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 91 claims
  • Hurricane Irene, Oct 1999 · 31 claims
  • Hurricane Georges, Sep 1998 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 124 la Paloma Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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