Monroe County property record for 117 la Paloma Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,880 sqft · built 2016 |
| Lot Size | 0.165 acres (7,205 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $206,500 (Jul 2014) |
| Tax Bill | $9,017 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 00547050-000000 |
| Primary APN | 00547050-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 2,880 sqft Living Area |
| Attic | Attic |
| Attic Area | 1,216 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,205 sqft (0.165 acres) |
| View / Lot | Canal |
| Garage Type | Carport |
| Garage Area | 1,216 sqft |
| Carport | Carport |
| Carport Area | 1,216 sqft |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1670529 |
|---|---|
| Street Address | 117 LA PALOMA RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 6 LT 34 WINSTON WATERWAYS NO 2 KEY LARGO PB5-29 OR567-510 OR782-1089 OR785-1473 OR785-1474 OR801-508 OR818-483 OR818-485 OR818-487 OR818-489 OR837-2132 OR1103-1906 OR1149-2389 OR1155-1792 OR2102-950 OR2692-806 OR3303-0705 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | WINSTON WATERWAYS NO 2 |
| Legal Block | 6 |
| Legal Lot Number | 34 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
117 la Paloma Rd is owner-occupied and held in a trust since November 2024.
Source: Monroe County records, as of August 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 117 LA PALOMA RD, KEY LARGO, FL 33037-4621 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2014 · Amount on File |
| Deed Sale | Jul 2, 2014 · Amount on File |
| Prior Sale | Apr 8, 2005 · Amount on File |
| Deed Document Number | 20141988528 |
| Deed Book / Page | 2692 / 806 |
| Last Transfer Date | Nov 1, 2024 |
| Transfer Doc | 0033030705 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 117 la Paloma Rd was $9,017, down 10.2% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,017.00 (-10.15%) | $1,057,410 | $1,339,202 Land $753,931 Building $585,271 |
| 2024 | $10,036.00 (+6.57%) | ||
| 2023 | $9,417.00 (+11.59%) | $1,231,101 (+7.89%) Land $660,554 Building $570,547 | $1,231,101 (+7.89%) Land $660,554 Building $570,547 |
| 2022 | $8,439.00 | $1,141,088 Land $563,719 Building $577,369 | $1,141,088 Land $563,719 Building $577,369 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 117 la Paloma Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 245 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 161 (1992–2023) |
| Claims Outside the SFHA | 6 of 161 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 117 la Paloma Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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