Monroe County property record for 121 la Paloma Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,742 sqft · built 2017 |
| Lot Size | 0.165 acres (7,205 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Nov 1995) |
| Tax Bill | $7,982 (2024) |
| Deeds & Mortgages | Jan 2018 Mortgage Dec 2016 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 00547040-000000 |
| Primary APN | 00547040-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,742 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,205 sqft (0.165 acres) |
| Porch | Open Porch |
| Patio Area | 16 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 1670511 |
|---|---|
| Old Parcel Number | 22613900547040000000 |
| Street Address | 121 LA PALOMA RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 6 LT 33 WINSTON WATERWAYS #2 KEY LARGO PB5-29 OR706-305 OR813-1951 OR818-483Q/C OR818-485Q/C OR818-487Q/C OR818-489Q/C |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | WINSTON WATERWAYS NO 2 |
| Legal Block | 6 |
| Legal Lot Number | 33 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
121 la Paloma Rd is owned by two individuals who bought it in November 1995.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6961 MILLER DR, MIAMI, FL 33155-5614 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK |
| Dec 20, 2016 | Deed of Trust, Mortgage · Line of Credit SABADELL UNITED BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 1995 · Amount on File |
| Deed Sale | Nov 20, 1995 · Amount on File |
| Deed Document Number | 0137801017 |
| Deed Book / Page | 01378 / 01017 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 121 LA PALOMA RD, KEY LARGO, FL 33037-4621 |
| Document Number | 0028900246 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9310 SW 93RD AVE MIAMI FL 331762062, MIAMI, FL 33176-2062 |
| Document Number | 0028900246 |
|---|---|
| Date | Feb 2, 2018 |
| Book Page | 002890/000246 |
| Instrument | 2153753 |
| Name | IBERIABANK |
|---|---|
| Type | Federal Savings Bank |
| Address | NEW IBERIA, LA 70562 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 121 LA PALOMA RD, KEY LARGO, FL 33037-4621 |
| Document Number | 0028351219 |
| Book / Page | 002835 / 001219 |
| Instrument Date | Dec 20, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9310 SW 93RD AVE MIAMI FL 331762062, MIAMI, FL 33176-2062 |
| Document Number | 0028351219 |
|---|---|
| Date | Jan 19, 2017 |
| Book Page | 002835/001219 |
| Instrument | 2107386 |
| Name | SABADELL UNITED BK NA |
|---|---|
| Type | Bank |
| Address | MIAMI, FL 33131 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 18, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,210,652 Land $753,931 Building $456,721 | $1,210,652 Land $753,931 Building $456,721 | |
| 2024 | $7,982.00 (+5.75%) | ||
| 2023 | $7,548.00 (+11.48%) | $1,071,868 (+9.36%) Land $660,554 Building $411,314 | $1,071,868 (+9.36%) Land $660,554 Building $411,314 |
| 2022 | $6,771.00 | $980,142 Land $563,719 Building $416,423 | $980,142 Land $563,719 Building $416,423 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 la Paloma Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 245 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 161 (1992–2023) |
| Claims Outside the SFHA | 6 of 161 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 121 la Paloma Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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