Schenectady County and Schenectady City property record for 118 Jay St, Schenectady, NY 12305
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 12,775 sqft · built 2007 |
| Lot Size | 0.065 acres (2,836 sqft) |
| Owner | Company Name on File |
| Last Sale | $160,000 (Aug 2014) |
| Tax Bill | $47,422 (2026) |
| Deeds & Mortgages | May 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.72-2-15 |
| Primary APN | 421500 39.72-2-15 |
|---|---|
| Alternative APN |
|
| Units | 17 Units |
|---|---|
| Stories | 5 Stories |
| Building Area | 12,775 sqft Gross Area |
| Basement Area | 2,485 sqft |
| Unfinished Basement | 2,485 sqft |
| Fire Sprinklers | Fire Sprinklers |
| Elevator | Elevator |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Lot Area | 2,836 sqft (0.065 acres) |
| Lot Dimensions | 80.5 ft deep x 35.1 ft wide |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 118 JAY ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12305-1945 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | 05 - COMME |
| Legal Description | 5 BRICK |
| Legal Block | 2 |
| Legal Lot Number | 15.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 21001 |
118 Jay St, a commercial property, is owned by a company that acquired it in March 2015.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 852 CYPRESS AVE, 2C, RIDGEWOOD, NY 11385-4747 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2014 · Amount on File |
| Deed Sale | Aug 6, 2014 · Amount on File |
| Prior Sale | Mar 21, 2006 · Amount on File |
| Deed Document Number | 201432107 |
| Deed Book / Page | 1898 / 800 |
| Last Transfer Date | Mar 31, 2015 |
| Transfer Doc | 0000016167 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 118 JAY ST, SCHENECTADY, NY 12305-1945 |
| Document Number | 0000023517 |
| Instrument Date | May 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 852 CYPRESS AVE #2C RIDGEWOOD NY 113854747, 2C, RIDGEWOOD, NY 11385-4747 |
| Document Number | 0000023517 |
|---|---|
| Date | Jun 1, 2018 |
| Book Page | 004841/000001 |
| Instrument | 23517 |
| Name | CPC FNDG SPE 1 |
|---|---|
| Type | Funding / Finance Company |
| Address | NEW YORK, NY 10016-7943 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 31, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 118 Jay St was $47,422, down 6.6% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,422.00 (-6.61%) | ||
| 2025 | $50,776.00 | $932,500 Land $10,000 Building $922,500 | $1,544,130 Land $16,559 Building $1,527,571 |
| 2023 | $932,500 (-) Land $10,000 Building $922,500 | $1,180,380 (+3.8%) Land $12,658 Building $1,167,722 | |
| 2022 | $932,500 Land $10,000 Building $922,500 | $1,137,195 Land $12,195 Building $1,125,000 | |
| 2021 | $38,616.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Jay St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 118 Jay St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Massivemesh Networks.
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