124 Finley Dr, Commerce, GA 30529 Property Records

Jackson County property record for 124 Finley Dr, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,524 sqft · built 2022
Lot Size	0.29 acres (12,632 sqft)
Owner	Company Name on File
Last Sale	$380,243 (Jan 2023)
Tax Bill	$4,981 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021C 020`

Property Details

APN / Parcel Number

Primary APN	`021C 020`
Alternative APN	`40506`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,524 sqft Heated Area
1st Floor Area	84 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Mixed
Garage Area	476 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	40506
Street Address	124 FINLEY DR
City	COMMERCE
State	GA
Zip	30529-2643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	LOT 20 HIGHLAND ESTATES PHASE 3
Legal Subdivision	HIGHLAND ESTATES PH 3
Legal Phase	3
Legal Lot Number	20
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3009
Census Tract	10300

Owner

124 Finley Dr is owned by a company that bought it in January 2023.

Source: Jackson County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	3440 WILSHIRE BLVD, 1105, LOS ANGELES, CA 90010-2101
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Warranty Deed, Transfer · Commercial Mortgage HANMI BANK
Dec 28, 2022	Warranty Deed, Transfer · Commercial Mortgage HANMI BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2023 · Amount on File
Deed Sale	Jan 9, 2023 · Amount on File
Deed Document Number	2022005839
Deed Book / Page	105B / 111
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 28, 2022
Property Address	124 FINLEY DR, COMMERCE, GA 30529-2643
Document Number	00105B0111
Book / Page	105B / 111
Instrument Date	Dec 28, 2022
Instrument	2022-005839
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3440 WILSHIRE BLVD # 1105, 1105, LOS ANGELES, CA 90010-2101

Mortgage

Document Number	00105B0000000113
Date	Jan 9, 2023
Book Page	000000105B/0000000113

Lender

Name	HANMI BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2027

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 28, 2022
Property Address	124 FINLEY DR, COMMERCE, GA 30529-2643
Document Number	00105B0111
Book / Page	105B / 111
Instrument Date	Dec 28, 2022
Instrument	2022-005839
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3440 WILSHIRE BLVD # 1105, 1105, LOS ANGELES, CA 90010-2101

Mortgage

Document Number	000105B113
Date	Dec 28, 2022
Instrument	105B/113

Lender

Name	HANMI BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	49 Months
Due	Jan 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 124 Finley Dr was $4,981, down 3.3% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,520 (-) Land $28,000 Building $158,520	$466,300 (-) Land $70,000 Building $396,300
2025	$4,981.00 (-3.26%)	$186,520 (-) Land $28,000 Building $158,520	$466,300 (-) Land $70,000 Building $396,300
2024	$5,149.00 (+14.35%)	$186,520 (+12.5%) Land $28,000 Building $158,520	$466,300 (+12.5%) Land $70,000 Building $396,300
2023	$4,503.00 (+396.47%)	$165,800 (+492.14%) Land $28,000 Building $137,800	$414,500 (+492.14%) Land $70,000 Building $344,500
2022	$907.00	$28,000 Land $28,000	$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 124 Finley Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Finley Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream Cable · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Finley Dr

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