115 Finley Dr, Commerce, GA 30529 Property Records

Jackson County property record for 115 Finley Dr, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,577 sqft · built 2021
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$266,695 (Feb 2022)
Tax Bill	$3,390 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021C 001`

Property Details

APN / Parcel Number

Primary APN	`021C 001`
Alternative APN	`40484`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,577 sqft Heated Area
1st Floor Area	1,577 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Slab
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	40484
Street Address	115 FINLEY DR
City	COMMERCE
State	GA
Zip	30529-2643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	LOT 1 HIGHLAND ESTATES PHASE 3
Legal Subdivision	HIGHLAND ESTATES PH 3
Legal Phase	3
Legal Lot Number	1
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3009
Census Tract	10300

Owner

115 Finley Dr is owned and occupied by an individual who bought it in February 2022.

Source: Jackson County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	115 FINLEY DR, COMMERCE, GA 30529-2643
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE
Feb 2, 2022	Quit Claim Deed, Transfer Quitclaim
Feb 2, 2022	Limited Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2022 · Amount on File
Deed Sale	Feb 14, 2022 · Amount on File
Deed Document Number	2022477
Deed Book / Page	100W / 59
Prior Transfer Date	Feb 2, 2022
Prior Transfer Doc	00100W0061
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	115 FINLEY DR, COMMERCE, GA 30529-2643
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00102D0000000180
Date	Apr 28, 2022
Book Page	000000102D/0000000180

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	Feb 2, 2022
Property Address	115 FINLEY DR, COMMERCE, GA 30529-2643
Document Number	00100W0061
Book / Page	100W / 61
Instrument Date	Feb 2, 2022
Instrument	2022-000479
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 FINLEY DR, COMMERCE, GA 30529-2643

February 2022: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Feb 2, 2022
Property Address	115 FINLEY DR, COMMERCE, GA 30529-2643
Document Number	00100W0059
Book / Page	100W / 59
Instrument Date	Feb 2, 2022
Instrument	2022-000477
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 FINLEY DR, COMMERCE, GA 30529-2643

Tax Assessment & Valuation

The 2025 property tax bill for 115 Finley Dr was $3,390, down 3.3% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,960 (-) Land $28,000 Building $98,960	$317,400 (-) Land $70,000 Building $247,400
2025	$3,390.00 (-3.25%)	$126,960 (-) Land $28,000 Building $98,960	$317,400 (-) Land $70,000 Building $247,400
2024	$3,504.00 (+10.96%)	$126,960 (+10.63%) Land $28,000 Building $98,960	$317,400 (+10.63%) Land $70,000 Building $247,400
2023	$3,158.00 (+2.7%)	$114,760 (+21%) Land $28,000 Building $86,760	$286,900 (+21%) Land $70,000 Building $216,900
2022	$3,075.00	$94,840 Land $28,000 Building $66,840	$237,100 Land $70,000 Building $167,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 Finley Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Finley Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream Cable · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Finley Dr

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