162 Finley Dr, Commerce, GA 30529 Property Records

Jackson County property record for 162 Finley Dr, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,215 sqft · built 2022
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$339,900 (Apr 2023)
Tax Bill	$3,740 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021C 018`

Property Details

APN / Parcel Number

Primary APN	`021C 018`
Alternative APN	`40504`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,215 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Mixed
Garage Area	400 sqft
Porch	Slab
Porch Area	117 sqft
Patio Area	123 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	40504
Street Address	162 FINLEY DR
City	COMMERCE
State	GA
Zip	30529-2643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	LOT 18 HIGHLAND ESTATES PHASE 3
Legal Subdivision	HIGHLAND ESTATES PH 3
Legal Phase	3
Legal Lot Number	18
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3009
Census Tract	10300

Owner

162 Finley Dr is owned and occupied by two individuals who bought it in April 2023.

Source: Jackson County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	162 FINLEY DR, COMMERCE, GA 30529-2643
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2023 · Amount on File
Deed Sale	Apr 4, 2023 · Amount on File
Deed Document Number	20231258
Deed Book / Page	105Y / 718
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Mar 30, 2023
Property Address	16 HILDA CT, COMMERCE, GA 30529-2646
Document Number	00105Y0718
Book / Page	105Y / 718
Instrument Date	Mar 30, 2023
Instrument	2023-001258
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 6, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 FINLEY DR, COMMERCE, GA 30529-2643

Mortgage

Document Number	000105Y720
Date	Mar 30, 2023
Instrument	105Y/720

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 162 Finley Dr was $3,740 with a homeowner's exemption, down 0.3% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,960 (-) Land $28,000 Building $120,960	$372,400 (-) Land $70,000 Building $302,400
2025	$3,740.00 (-0.35%) Homeowner's exemption	$148,960 (-11.92%) Land $28,000 Building $120,960	$372,400 (-11.92%) Land $70,000 Building $302,400
2024	$3,753.00 (+41.94%)	$169,120 (+89.34%) Land $28,000 Building $141,120	$422,800 (+89.34%) Land $70,000 Building $352,800
2023	$2,644.00 (+191.51%)	$89,320 (+219%) Land $28,000 Building $61,320	$223,300 (+219%) Land $70,000 Building $153,300
2022	$907.00	$28,000 Land $28,000	$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 162 Finley Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 162 Finley Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream Cable · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Finley Dr

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