Oswego County and Oswego City property record for 124 E 3rd St, Oswego, NY 13126 · Last verified May 2026
| Property Type | Dormitory, Group Quarters |
|---|---|
| Details | 6 bd · 5.5 ba · 4,225 sqft · built 1850 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Nov 2025) |
| Tax Bill | $6,375 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.64-02-03 |
| Primary APN | 351200 128.64-02-03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,225 sqft Total Area |
| 1st Floor Area | 2,121 sqft |
| 2nd Floor Area | 2,104 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 101 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 508 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2167 |
|---|---|
| Street Address | 124 E 3RD ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-2607 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Dormitory, Group Quarters |
| Legal Block | 2 |
| Legal Lot Number | 3.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 21604 |
Source: Oswego County and Oswego City records · APN 351200 128.64-02-03
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 236 E 6TH ST, OSWEGO, NY 13126-3218 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 10, 2025 | Warranty Deed, Transfer · Conventional Mortgage NORTHERN CU |
| Apr 01, 2019 | Warranty Deed, Transfer · Conventional Mortgage PATHFINDER BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 10, 2025 · Amount on Record |
| Deed Sale | Nov 10, 2025 · Amount on Record |
| Prior Sale | Apr 01, 2019 · Amount on Record |
| Deed Document Number | 2025R2025010107 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Nov 10, 2025 |
| Property Address | 124 E 3RD ST, OSWEGO, NY 13126-2607 |
| Document Number | 0000000107 |
| Instrument Date | Nov 10, 2025 |
| Instrument | R-2025-010107 |
| Transaction Type | Transfer |
| Record Updated | Jan 08, 2026 |
| Title Company | VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 124 E 3RD ST, OSWEGO, NY 13126-2607 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 236 E 6TH ST, OSWEGO, NY 13126-3218 |
| Document Number | 0000000108 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | R-2025-010108 |
| Name | NORTHERN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Apr 01, 2019 |
| Property Address | 124 E 3RD ST, OSWEGO, NY 13126-2607 |
| Document Number | 0000002578 |
| Instrument Date | Mar 27, 2019 |
| Instrument | R-2019-002578 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | VANGUARD RESEARCH & TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 124 E 3RD ST, 124, OSWEGO, NY 13126-2607 |
| Name | Verified Name |
|---|---|
| Address | 124 E THIRS STREET, OSWEGO, NY 13126 |
| Document Number | 0000002579 |
|---|---|
| Date | Apr 01, 2019 |
| Instrument | R-2019-002579 |
| Name | PATHFINDER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2049 |
Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,375.00 (-46.23%) | $340,000 (-) Land $20,000 Building $320,000 | $340,000 (-) Land $20,000 Building $320,000 |
| 2024 | $11,855.00 | $340,000 (+21.43%) Land $20,000 Building $320,000 | $340,000 (+0.79%) Land $20,000 Building $320,000 |
| 2023 | $280,000 Land $25,000 Building $255,000 | $337,349 Land $30,120 Building $307,229 |
Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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