121 E 3rd St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 121 E 3rd St, Oswego, NY 13126 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1930
Square Footage	1,591 sqft Living Area
Lot Size	2,325 sqft (0.053 acres)
Occupancy	Owner Occupied
Last Sale	$140,000 (2026)
Tax Bill	$2,625.00 (2025)

Owner

Source: Oswego County and Oswego City records · APN 351200 128.56-05-22

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	21392 SUMMERTRACE CIR, BOCA RATON, FL 33428-1178
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 13, 2026 · Amount on Record
Deed Sale	Feb 13, 2026 · Amount on Record
Deed Doc Number	2026R2026001286
Record Refreshed	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Feb 13, 2026
Property Address	121 E 3RD ST, OSWEGO, NY 13126-2606
Document Number	0000001286
Instrument Date	Feb 13, 2026
Instrument	R-2026-001286
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	CHICAGO TITLE TRUST, CHICAGO TITLE SYRACUSE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13678 N HERITAGE CANYON DR, MARANA, AZ 85658-4073

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	21392 SUMMERTRACE CIR, BOCA RATON, FL 33428-1178

Mortgage

Document Number	0000001287
Date	Feb 13, 2026
Instrument	R-2026-001287

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,625.00	$140,000 (+1%) Land $16,100 Building $123,900	$140,000 (+66%) Land $16,100 Building $123,900
2023		$70,000 Land $8,300 Building $61,700	$84,337 Land $10,000 Building $74,337

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`351200 128.56-05-22`
Alternative APNs	`120012805600050220000000` `1773`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,591 sqft Living Area
1st Floor	845 sqft 1st Floor
2nd Floor	746 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	2,325 sqft (0.053 acres)
Depth X Width	75 ft x 31 ft Depth x Width
Garage Type	Detached Garage
Garage Area	169 sqft Garage
Shed	1 Shed
Porch Area	279 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	1773
Street Address	121 E 3RD ST
City	OSWEGO
State	NY
Zip	13126-2606
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	5
Legal Lot Number	22.000
Jurisdiction	OSWEGO NY
Minor Civil Division	OSWEGO
Census Blockgroup	2
Census Block	2004
Census Tract	21604