120 E 3rd St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 120 E 3rd St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,758 sqft · built 1900
Lot Size	0.086 acres (3,770 sqft)
Owner	Individual Name on File
Last Sale	$44,800 (Oct 1993)
Tax Bill	$3,487 (2025)
Flood Zone	Zone X (minimal risk)
APN	`351200 128.56-06-10`

Property Details

APN / Parcel Number

Primary APN	`351200 128.56-06-10`
Alternative APNs	`120012805600060100000000` `0109`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,758 sqft Living Area
1st Floor Area	1,447 sqft
2nd Floor Area	1,311 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	3,770 sqft (0.086 acres)
Lot Dimensions	58 ft deep x 65 ft wide
Porch	Slab
Porch Area	270 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0109
Street Address	120 E 3RD ST
City	OSWEGO
State	NY
Zip	13126-2605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN2
Legal Block	6
Legal Lot Number	10.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2005
Census Tract	21604

Owner

Source: Oswego County and Oswego City records · APN 351200 128.56-06-10

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	120 E 3RD ST, OSWEGO, NY 13126-2605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 06, 1993 · Amount on Record
Deed Sale	Oct 06, 1993 · Amount on Record
Deed Book / Page	1228 / 230
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,487.00	$186,000 (+88.83%) Land $17,500 Building $168,500	$186,000 (+56.73%) Land $17,500 Building $168,500
2023		$98,500 Land $9,800 Building $88,700	$118,675 Land $11,807 Building $106,868

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 879 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OSWEGO CITY serves 29,400 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.