124 Cady Rd, Putnam, CT 06260 Property Records

Putnam Town property record for 124 Cady Rd, Putnam, CT 06260

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,632 sqft · built 1986
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Mar 2014)
Tax Bill	$4,734 (2025)
Deeds & Mortgages	Sep 2021 Refinance Jan 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`PUTN M:041 L:021 U:000`

Property Details

APN / Parcel Number

Primary APN	`PUTN M:041 L:021 U:000`
Alternative APN	`93`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
Gross Area	3,648 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	93
Street Address	124 CADY RD
City	PUTNAM
State	CT
Zip	06260-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-2
Legal Lot Number	21
Jurisdiction	PUTNAM CT
Township / Civil Division	PUTNAM
Census Block Group	2
Census Block	2043
Census Tract	903200

Owner

Source: Putnam Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	124 CADY RD, PUTNAM, CT 06260-2806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CHARTER OAK FCU
Jan 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2014 · Amount on Record
Deed Sale	Mar 11, 2014 · Amount on Record
Prior Sale	Jul 29, 2005 · Amount on Record
Deed Book / Page	736 / 82
Transfer Doc	741-281
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	124 CADY RD, PUTNAM, CT 06260-2806
Transaction Type	Mortgage
Record Updated	Oct 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	844-921
Date	Sep 23, 2021
Book Page	844/921
Instrument	1871

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	124 CADY RD, PUTNAM, CT 06260-2806
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	830-321
Date	Jan 8, 2020
Book Page	830/321

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

Source: Putnam Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Putnam Town
Unified School District	Putnam School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,734.00	$245,300 (+47.77%) Land $45,500 Building $199,800	$171,710 Land $31,850 Building $139,860
2024	$4,734.00 (+18.88%)
2023	$3,982.00 (+4.79%)	$166,000 (-) Land $35,800 Building $130,200
2022	$3,800.00	$166,000 Land $35,800 Building $130,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Breezeline Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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