104 Cady Rd, Putnam, CT 06260 Property Records

Putnam Town property record for 104 Cady Rd, Putnam, CT 06260

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,537 sqft · built 1994
Lot Size	2.1 acres (91,476 sqft)
Owner	Individual Name on Record
Last Sale	$209,000 (Jun 2016)
Tax Bill	$4,202 (2025)
Deeds & Mortgages	Feb 2022 Refinance Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:110 B:038 L:00`

Property Details

APN / Parcel Number

Primary APN	`M:110 B:038 L:00`
Alternative APNs	`PUTN M:041 L:013 U:000` `1189`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,537 sqft Living Area
Gross Area	2,525 sqft
1st Floor Area	1,272 sqft
Basement Area	950 sqft
Unfinished Basement	395 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	91,476 sqft (2.1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1189
Street Address	104 CADY RD
City	PUTNAM
State	CT
Zip	06260-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-2
Legal Lot Number	13
Jurisdiction	PUTNAM CT
Township / Civil Division	PUTNAM
Census Block Group	2
Census Block	2043
Census Tract	903200

Owner

Source: Putnam Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 CADY RD, PUTNAM, CT 06260-2806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK
Oct 8, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2016 · Amount on Record
Deed Sale	Jun 7, 2016 · Amount on Record
Prior Sale	May 9, 2014 · Amount on Record
Deed Book / Page	781 / 36
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	104 CADY RD, PUTNAM, CT 06260-2806
Transaction Type	Mortgage
Record Updated	Feb 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000848-570
Date	Feb 7, 2022
Book Page	848/570
Instrument	202

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	104 CADY RD, PUTNAM, CT 06260-2806
Transaction Type	Mortgage
Record Updated	Oct 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	845-455
Date	Oct 8, 2021
Book Page	845/455
Instrument	1970

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2046

Tax Assessment & Valuation

Source: Putnam Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Putnam Town
Unified School District	Putnam School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,202.00	$217,700 (+47.79%) Land $45,900 Building $171,800	$152,390 Land $32,130 Building $120,260
2024	$4,202.00 (+18.9%)
2023	$3,534.00 (+4.8%)	$147,300 (-) Land $36,000 Building $111,300
2022	$3,372.00	$147,300 Land $36,000 Building $111,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Breezeline Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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