94 Cady Rd, Putnam, CT 06260 Property Records

Putnam Town property record for 94 Cady Rd, Putnam, CT 06260

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,236 sqft · built 1988
Lot Size	2.02 acres (87,991 sqft)
Owner	2 Individual Names on File
Last Sale	$376,000 (Aug 2024)
Tax Bill	$4,327 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Dec 2018 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:110 B:037 L:00`

Property Details

APN / Parcel Number

Primary APN	`M:110 B:037 L:00`
Alternative APNs	`PUTN M:041 L:008 U:000` `1820`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
Gross Area	2,998 sqft
Basement Area	1,236 sqft
Unfinished Basement	361 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,991 sqft (2.02 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1820
Street Address	94 CADY RD
City	PUTNAM
State	CT
Zip	06260-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-2
Legal Lot Number	8
Jurisdiction	PUTNAM CT
Township / Civil Division	PUTNAM
Census Block Group	2
Census Block	2043
Census Tract	903200

Owner

Source: Putnam Town assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	210 CARNATION ST, PAWTUCKET, RI 02860-2313
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage NEWREZ LLC
Dec 13, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance CHARTER OAK FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 16, 2024 · Amount on Record
Deed Sale	Aug 16, 2024 · Amount on Record
Prior Sale	Nov 25, 2013 · Amount on Record
Deed Document Number	20241145
Deed Book / Page	865 / 178
Record Updated	Sep 20, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM CT
Recording Date	Aug 16, 2024
Property Address	94 CADY RD, PUTNAM, CT 06260-2806
Document Number	000865-178
Book / Page	865 / 178
Instrument Date	Aug 15, 2024
Instrument	1145
Transaction Type	Transfer
Record Updated	Aug 29, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	210 CARNATION ST, PAWTUCKET, RI 02860-2313

Mortgage

Document Number	0000001146
Date	Aug 16, 2024
Instrument	1146

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	94 CADY RD, PUTNAM, CT 06260-2806
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	824-242
Date	Dec 13, 2018
Book Page	824/242

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	289 Months
Due	Jan 1, 2043

Tax Assessment & Valuation

Source: Putnam Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Putnam Town
Unified School District	Putnam School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,327.00	$224,200 (+69.21%) Land $45,600 Building $178,600	$156,940 Land $31,920 Building $125,020
2024	$4,327.00 (+36.11%)
2023	$3,179.00 (+4.81%)	$132,500 (-) Land $35,900 Building $96,600
2022	$3,033.00	$132,500 Land $35,900 Building $96,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Breezeline Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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