124 Arbor Dr, Niles, MI 49120 Property Records

Berrien County property record for 124 Arbor Dr, Niles, MI 49120

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,604 sqft · built 1973
Lot Size0.213 acres (9,278 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Dec 2021)
Tax Bill$3,032 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN74-2250-0018-00-6

Property Details

APN / Parcel Number

Primary APN74-2250-0018-00-6
Alternative APN
  • 11-74-2250-0018-00-6

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,604 sqft Living Area
1st Floor Area988 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleTri-Level
Lot Area9,278 sqft (0.213 acres)
Lot Dimensions124 ft deep x 75 ft wide
Garage Area260 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address124 ARBOR DR
CityNILES
StateMI
Zip49120-1508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionLOT 18 FAIRVIEW
Legal SubdivisionFAIRVIEW
Legal Lot Number18
Legal Unit18
JurisdictionBERRIEN MI
Township / Civil DivisionNILES
Census Block Group1
Census Block1013
Census Tract20600

Owner

Source: Berrien County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address124 ARBOR DR, NILES, MI 49120-1508
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2021 · Amount on Record
Deed SaleDec 13, 2021 · Amount on Record
Prior SaleJun 25, 2004 · Amount on Record
Deed Document Number2021337538
Deed Book / Page3356 / 2177
Record UpdatedSep 20, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateDec 13, 2021
Property Address124 ARBOR DR, NILES, MI 49120-1508
Document Number03356/2177
Book / Page3356 / 2177
Map ReferenceVOL 13 PG 52
Instrument DateDec 10, 2021
Instrument3356-2177
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyACCOMMODATION

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,419.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 ARBOR DR, NILES, MI 49120-1508

Mortgage

Document Number0033562180
DateDec 13, 2021
Instrument3356-2180
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Mortgage

Document Number03356/2197
DateDec 13, 2021
Book Page3356/2197
Instrument3356-2197
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalityNiles City
Unified School DistrictNiles Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$85,600 (+13.53%)$171,200 (+13.53%)
2025$3,032.00 (-0.92%)
2023$75,400$150,800
2022$3,060.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNILES
serves 14,215 people · EPA ID MI0004740
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Nearby Properties on Arbor Dr

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